421 School St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 421 School St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,958 sqft · built 2003
Lot Size	2 acres (87,137 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Nov 2025)
Tax Bill	$4,111 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2019 Sale & Mortgage
APN	`WINC M:2 B:0 L:78`

Property Details

APN / Parcel Number

Primary APN	`WINC M:2 B:0 L:78`
Alternative APN	`WCDN M:2 B:0 L:78`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,958 sqft Living Area
Gross Area	2,404 sqft
Basement Area	768 sqft
Unfinished Basement	307 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,137 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	421 SCHOOL ST
City	WINCHENDON
State	MA
Zip	01475-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Lot Number	78
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	1
Census Block	1016
Census Tract	701101

Owner

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 SCHOOL ST, WINCHENDON, MA 01475-1015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Quit Claim Deed, Transfer · Conventional Mortgage WORKERS CU
Oct 2, 2019	Quit Claim Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	Oct 2, 2019 · Amount on Record
Deed Document Number	202597501
Deed Book / Page	72798 / 324
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Nov 7, 2025
Property Address	421 SCHOOL ST, WINCHENDON, MA 01475-1015
Document Number	072798-324
Book / Page	72798 / 324
Instrument Date	Nov 7, 2025
Instrument	97501
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 SCHOOL ST, WINCHENDON, MA 01475-1015

Mortgage

Document Number	0000097502
Date	Nov 7, 2025
Instrument	97502

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Oct 2, 2019
Property Address	421 SCHOOL ST, WINCHENDON, MA 01475-1015
Document Number	61163-346
Book / Page	61163 / 346
Instrument Date	Sep 12, 2019
Instrument	103111
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 SCHOOL ST, WINCHENDON, MA 01475-1015
Investor	Possibly a Property Investor

Mortgage

Document Number	103112
Date	Oct 2, 2019
Instrument	103112

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,111.00 (+0.07%)	$349,900 (+6.81%) Land $43,900 Building $306,000	$537,320 (+58.92%)
2024	$4,108.00 (+9.69%)	$327,600 (+17.21%) Land $42,100 Building $285,500	$338,105
2023	$3,745.00	$279,500 Land $41,300 Building $238,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000
Water Source	Purchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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