421 Scalybark Trl, Concord, NC 28027 Property Records

Cabarrus County property record for 421 Scalybark Trl, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,913 sqft · built 2007
Lot Size	1.65 acres (71,910 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jun 2021)
Tax Bill	$2,918 (2023)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02002C0006.000000`

Property Details

APN / Parcel Number

Primary APN	`02002C0006.000000`
Alternative APNs	`4680 67 8718` `107323` `147111`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,913 sqft Living Area
Gross Area	5,041 sqft
1st Floor Area	1,913 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Other
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	71,910 sqft (1.65 acres)
Lot Dimensions	235 ft deep x 306 ft wide
Garage Type	Mixed
Garage Area	575 sqft
Driveway	Concrete Driveway
Driveway Area	1,740 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	238 sqft
Deck Area	160 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	147111
Street Address	421 S SCALYBARK TRL
City	CONCORD
State	NC
Zip	28027-5327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 6 BEECH BLUFF
Legal Subdivision	BEECH BLUFF
Legal Lot Number	6
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	1
Census Block	1009
Census Tract	41306

Owner

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 S SCALYBARK TRL, CONCORD, NC 28027-5327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 18, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 2, 2021	Warranty Deed, Transfer
Apr 13, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Feb 2, 2021 · Amount on Record
Deed Book / Page	15263 / 175
Prior Transfer Date	May 22, 2015
Prior Transfer Doc	11469232
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	421 SCALYBARK TRL, CONCORD, NC 28027-5327
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016318200
Date	Dec 20, 2022
Book Page	16318/200

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CONCORD, NC 28026

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 18, 2021
Property Address	421 SCALYBARK TRL, CONCORD, NC 28027-5327
Document Number	0015263175
Book / Page	15263 / 175
Map Reference	MB 16 PG 62
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	467 SUNNYSIDE DR SE, 467, CONCORD, NC 28025-3756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 SCALYBARK TRL, CONCORD, NC 28027-5327

Mortgage

Document Number	0015263178
Date	Jun 18, 2021
Instrument	15263/178

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	9.15%
Index	5-Year CMT
Max Rate	9.15%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 2, 2021
Property Address	421 SCALYBARK TRL, CONCORD, NC 28027-5327
Document Number	0014881151
Book / Page	14881 / 151
Map Reference	MB 5 PG 78
Instrument Date	Feb 2, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5015 AVENT DR NW APT 102, 5015, CONCORD, NC 28027-9807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 N MAIN ST, MOUNT PLEASANT, NC 28124-9409

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Apr 13, 2021
Property Address	421 SCALYBARK TRL, CONCORD, NC 28027-5327
Document Number	0001508683
Book / Page	15086 / 83
Instrument Date	May 28, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 SCALYBARK TRL, 421, CONCORD, NC 28027-5327

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	421 SCALYBARK TRL, CONCORD, NC 28027-5327

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$601,590 (-) Land $115,000 Building $486,590
2025		$601,590 (+66.56%) Land $115,000 Building $486,590
2024			$601,590 (+66.56%) Land $115,000 Building $486,590
2023	$2,918.00	$361,190 Land $61,000 Building $300,190	$361,190 Land $61,000 Building $300,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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