421 Saint Cloud Cir, Big Bear City, CA 92314 Property Records

San Bernardino County property record for 421 Saint Cloud Cir, Big Bear City, CA 92314

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,292 sqft · built 1992
Lot Size0.182 acres (7,904 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Dec 2025)
Tax Bill$3,024 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN0314-591-23-0000

Property Details

APN / Parcel Number

Primary APN0314-591-23-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,292 sqft Living Area
1st Floor Area1,100 sqft
2nd Floor Area192 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleChalet/Alpine
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,904 sqft (0.182 acres)
PorchPatio/Porch
Deck Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address421 SAINT CLOUD CIR
CityBIG BEAR CITY
StateCA
Zip92314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBVRS
Legal DescriptionTRACT 8042 LOT 31
Legal SubdivisionTRACT 8042
Legal Tract8042
Legal Block1
Legal Lot Number31
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionBIG BEAR
Census Block Group1
Census Block1006
Census Tract11407

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address536 DERBY RD, SAN DIMAS, CA 91773-2481
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2025 · Amount on Record
Deed SaleDec 18, 2025 · Amount on Record
Prior SaleMay 10, 1996 · Amount on Record
Deed Document Number2025309503
Prior Transfer DateDec 11, 2025
Prior Transfer Doc0000309502
Record UpdatedSep 20, 2026

December 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateDec 18, 2025
Property Address421 SAINT CLOUD CIR, BIG BEAR CITY, CA 92314
Document Number0000309503
Map ReferenceMB 104 PG 53&54
Instrument DateDec 11, 2025
Instrument2025-0309503
Transaction TypeTransfer
Record UpdatedJan 8, 2026
Title CompanyWFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address536 DERBY RD, SAN DIMAS, CA 91773-2481

Mortgage

Document Number0000309504
DateDec 18, 2025
Instrument2025-0309504
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2046

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
Unified School DistrictBear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$315,000 (+90.47%) Land $85,000 Building $230,000
2025$3,024.00 (+8.62%)$165,377 (+4.04%) Land $35,325 Building $130,052
2023$2,784.00 (+4.23%)$158,955 Land $33,953 Building $125,002
2022$2,671.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIG BEAR CITY CSD
serves 12,738 people · EPA ID CA3610008
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Saint Cloud Cir

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