421 Sagebrush Rd, Naperville, IL 60565 Property Records

DuPage County property record for 421 Sagebrush Rd, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,188 sqft · built 1986
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$647,000 (May 2021)
Tax Bill$14,155 (2025)
Deeds & MortgagesOct 2017 Line of Credit
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-31-109-015

Property Details

APN / Parcel Number

Primary APN08-31-109-015

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,188 sqft Living Area
Gross Area4,420 sqft
1st Floor Area1,791 sqft
2nd Floor Area1,397 sqft
Basement Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialWood Siding
Lot Area10,019 sqft (0.23 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address421 SAGEBRUSH RD
CityNAPERVILLE
StateIL
Zip60565-4133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWINDING CREEK ESTATES UNIT 5 ALL
Legal SubdivisionWINDING CREEK ESTATES
Legal Lot Number161
Legal Unit5
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group4
Census Block4006
Census Tract846207

Owner

421 Sagebrush Rd is owned and occupied by two individuals who bought it in May 2021.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address421 SAGEBRUSH RD, NAPERVILLE, IL 60565-4133
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2017Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
May 20, 2021Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2021 · Amount on File
Deed SaleMay 20, 2021 · Amount on File
Deed Document Number202179356
Prior Transfer DateMar 15, 2003
Prior Transfer Doc0000146382
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address421 SAGEBRUSH RD, NAPERVILLE, IL 60565-4133
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000104999
DateOct 11, 2017
InstrumentR2017-104999
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 10, 2047
Interest
Rate TypeAdjustable Rate
Rate3.99%
Change FrequencyMonthly

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateMay 20, 2021
Property Address421 SAGEBRUSH RD, NAPERVILLE, IL 60565-4133
Document Number0000079356
Map ReferenceDOC R86-87780
Instrument DateApr 21, 2021
InstrumentR2021-079356
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$647.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address421 SAGEBRUSH RD, NAPERVILLE, IL 60565-4133

Mortgage

Document Number0000079357
DateMay 20, 2021
InstrumentR2021-079357
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 421 Sagebrush Rd was $14,155 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,155.00$250,556 Land $85,275 Building $165,281$751,668 Land $255,825 Building $495,843
2022$11,673.00 Homeowner's exemption$186,370 Land $65,520 Building $120,850$559,110 Land $196,560 Building $362,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Sagebrush Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 421 Sagebrush Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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