421 Saddlers Run, Chesnee, SC 29323 Property Records

Spartanburg County property record for 421 Saddlers Run, Chesnee, SC 29323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,194 sqft · built 2018
Lot Size	0.519 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jun 2018)
Tax Bill	$2,032 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2-3100-05959`

Property Details

APN / Parcel Number

Primary APN	`2-3100-05959`
Alternative APN	`184199`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,194 sqft Living Area
Gross Area	2,894 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Stone
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.519 acres)
Garage Type	Attached
Garage Area	460 sqft
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	184199
Street Address	421 SADDLERS RUN
City	CHESNEE
State	SC
Zip	29323-8063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 SADDLERS WALK PH 2 SUB PB 173-619
Legal Subdivision	SADDLERS WALK PH 2 SUB
Legal Phase	2
Legal Lot Number	50
Jurisdiction	SPARTANBURG SC
Township / Civil Division	BOILING SPRINGS
Census Block Group	1
Census Block	1013
Census Tract	22409

Owner

421 Saddlers Run is owned and occupied by two individuals who bought it in June 2018.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	421 SADDLERS RUN, CHESNEE, SC 29323-8063
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 5, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 5, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 5, 2018	Trustee's Deed, Construction Loan · Line of Credit FIRST PIEDMONT FED'L SL ASSN
Mar 8, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018 · Amount on File
Deed Sale	Jun 5, 2018 · Amount on File
Prior Sale	Jun 5, 2018 · Amount on File
Deed Document Number	2018-24887
Deed Book / Page	119-X / 0297
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	421 SADDLERS RUN, CHESNEE, SC 29323-8063
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049016
Date	Aug 31, 2021
Book Page	6185/161
Instrument	2021-49016

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	289 Months
Due	Sep 1, 2045

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	421 SADDLERS RUN, CHESNEE, SC 29323-8063
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010917
Date	Mar 11, 2020
Book Page	5773/222
Instrument	2020-10917

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jun 5, 2018
Property Address	421 SADDLERS RUN, CHESNEE, SC 29323-8063
Document Number	0000024889
Book / Page	00119X / 000301
Instrument Date	May 31, 2018
Instrument	24889
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 SADDLERS RUN CHESNEE SC 293238063, CHESNEE, SC 29323-8063

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jun 5, 2018
Property Address	421 SADDLERS RUN, CHESNEE, SC 29323-8063
Document Number	0000024887
Book / Page	119-X / 0297
Map Reference	MB173 PG619
Instrument Date	May 31, 2018
Instrument	2018-24887
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 SADDLERS RUN, CHESNEE, SC 29323-8063

Mortgage

Document Number	0000024888
Date	Jun 5, 2018
Instrument	2018-24888

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Apr 5, 2018
Property Address	421 SADDLERS RUN, CHESNEE, SC 29323-8063
Book / Page	005428 / 000514
Instrument Date	Apr 4, 2018
Instrument	14648
Transaction Type	Construction Loan
Record Updated	Apr 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 COASTLINE DR INMAN SC 293496952, INMAN, SC 29349-6952

Mortgage

Document Number	0000014648
Date	Apr 5, 2018
Book Page	005428/000514
Instrument	14648

Lender

Name	FIRST PIEDMONT FED'L SL ASSN
Address	GAFFNEY, SC 29341

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Mar 8, 2018
Property Address	421 SADDLERS RUN, CHESNEE, SC 29323-8063
Document Number	0000009865
Book / Page	00118W / 000756
Instrument Date	Mar 7, 2018
Instrument	9865
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$121.73
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 COASTLINE DR INMAN SC 293496952, INMAN, SC 29349-6952

Tax Assessment & Valuation

The 2025 property tax bill for 421 Saddlers Run was $2,032, up 0.5% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,032.00 (+0.49%)	$11,620 Land $1,406 Building $10,214	$326,500 Land $39,500 Building $287,000
2024	$2,022.00 (+1.25%)
2023	$1,997.00	$11,620 Land $1,406 Building $10,214	$326,500 Land $39,500 Building $287,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Saddlers Run in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Saddlers Run is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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