421 S White Oak Rd, White Oak, TX 75693 Property Records

Gregg County property record for 421 S White Oak Rd, White Oak, TX 75693

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,005 sqft · built 2008
Lot Size	0.288 acres (12,545 sqft)
Owner	Individual Name on File
Last Sale	$193,049 (Apr 2025)
Tax Bill	$1,248 (2025)
Deeds & Mortgages	Apr 2025 Mortgage May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R12952`

Property Details

APN / Parcel Number

Primary APN	`R12952`
Alternative APNs	`0069003805-085-00-01` `12952`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,005 sqft Living Area
1st Floor Area	240 sqft
Upper Floors Area	240 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,545 sqft (0.288 acres)

Exterior Amenities

Porch	Slab
Porch Area	328 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12952
Street Address	421 S WHITE OAK RD
City	WHITE OAK
State	TX
Zip	75693-1500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 38 W H CASTLEBERRY SUR TR 85 SEC 5
Legal Subdivision	CASTLEBERRY W H SUR
Legal Tract	85
Legal Block	5
Legal Lot Number	85
Jurisdiction	GREGG TX
Township / Civil Division	GLADEWATER
Census Block Group	4
Census Block	4001
Census Tract	10202

Owner

421 S White Oak Rd is owned and occupied by an individual who bought it in April 2025.

Source: Gregg County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	421 S WHITE OAK RD, WHITE OAK, TX 75693-1500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2025	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 24, 2023	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2025 · Amount on File
Deed Sale	Apr 28, 2025 · Amount on File
Prior Sale	May 24, 2023 · Amount on File
Deed Document Number	20255757
Prior Transfer Date	May 6, 2016
Prior Transfer Doc	0000007363
Record Updated	Oct 29, 2026

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GREGG TX
Recording Date	Apr 28, 2025
Property Address	421 S WHITE OAK RD, WHITE OAK, TX 75693-1500
Document Number	0000005757
Instrument Date	Apr 28, 2025
Instrument	202505757
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3401 US HIGHWAY 259 N, LONGVIEW, TX 75605-8052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S WHITE OAK RD, WHITE OAK, TX 75693-1500

Mortgage

Document Number	0000005758
Date	Apr 28, 2025
Instrument	202505758

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GREGG TX
Recording Date	May 24, 2023
Property Address	421 S WHITE OAK RD, WHITE OAK, TX 75693-1500
Document Number	0000007275
Instrument Date	May 16, 2023
Instrument	202307275
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 3 WHITE OAK RD, 3, WHITE OAK, TX 75693

Mortgage

Document Number	0000007276
Date	May 24, 2023
Instrument	202307276

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Mortgage

Document Number	0000007277
Date	May 24, 2023
Instrument	202307277

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Amount	Amount on Record
Term	60 Months
Due	May 16, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 421 S White Oak Rd was $1,248 with a homeowner's exemption, up 1.7% from the year before.

Source: Gregg County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Gregg County
Municipality	White Oak City
Unified School District	White Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,248.00 (+1.71%) Homeowner's exemption	$136,410 Land $5,390 Building $131,020	$136,410 Land $5,390 Building $131,020
2024	$1,227.00 (-27.99%)
2023	$1,704.00 Homeowner's exemption	$89,960 Land $5,290 Building $84,670	$89,960 Land $5,290 Building $84,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 421 S White Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 S White Oak Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITE OAK serves 6,469 people · EPA ID TX0920006
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Etex Telephone.

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