421 S Walnut St, Lapel, IN 46051 Property Records

Madison County property record for 421 S Walnut St, Lapel, IN 46051

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1952
Lot Size	0.17 acres (7,392 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Nov 2021)
Tax Bill	$433 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`48-10-28-401-065.000-032`

Property Details

APN / Parcel Number

Primary APN	`48-10-28-401-065.000-032`
Alternative APNs	`00001333248` `31995B`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Family Room	Family Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,392 sqft (0.17 acres)
Lot Dimensions	132 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	224 sqft
Patio Area	204 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001333248
Street Address	421 S WALNUT ST
City	LAPEL
State	IN
Zip	46051-5553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODWARDS 2ND EXC 8' S SD 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal Subdivision	WILLIAM WOODWARDS 2ND ADD
Jurisdiction	MADISON IN
Township / Civil Division	STONY CREEK
Census Block Group	3
Census Block	3045
Census Tract	11100

Owner

421 S Walnut St is owned and occupied by two individuals who acquired it in February 2023.

Source: Madison County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 S WALNUT ST, LAPEL, IN 46051-5553
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 13, 2023	Intrafamily Transfer, Transfer
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE
Jul 21, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Apr 19, 2017	Deed, Transfer SECURED TITLE INC, SECURE TITLE
Apr 19, 2017	Deed, Transfer · Conventional Mortgage GVC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on File
Deed Sale	Nov 17, 2021 · Amount on File
Prior Sale	Jul 21, 2020 · Amount on File
Deed Document Number	202122222
Last Transfer Date	Feb 10, 2023
Transfer Doc	2023R02083
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	421 S WALNUT ST, LAPEL, IN 46051-5553
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R04117
Date	Mar 23, 2026
Instrument	2026R04117

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IN
Recording Date	Feb 13, 2023
Property Address	421 S WALNUT ST, LAPEL, IN 46051-5553
Document Number	2023R02083
Map Reference	BK 3 PG 68 69
Instrument Date	Feb 10, 2023
Instrument	2023R02083
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Nov 17, 2021
Property Address	421 S WALNUT ST, LAPEL, IN 46051-5553
Document Number	2021R22222
Map Reference	BK 3 PG 68 69
Instrument Date	Nov 15, 2021
Instrument	2021R22222
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S WALNUT ST, LAPEL, IN 46051-5553

Mortgage

Document Number	2021R22223
Date	Nov 17, 2021
Instrument	2021R22223

Lender

Name	GVC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Jul 21, 2020
Property Address	421 S WALNUT ST, LAPEL, IN 46051-5553
Document Number	2020R10267
Map Reference	PB 3 PG 68 69
Instrument Date	Jul 16, 2020
Instrument	2020R10267
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S WALNUT ST, LAPEL, IN 46051-5553

Mortgage

Document Number	2020R10268
Date	Jul 21, 2020
Instrument	2020R10268

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IN
Recording Date	Apr 19, 2017
Property Address	421 S WALNUT ST, LAPEL, IN 46051-5553
Document Number	2017R05150
Map Reference	PB3 PG68-69
Instrument Date	Apr 11, 2017
Instrument	2017R05150
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	SECURED TITLE INC, SECURE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S WALNUT ST, LAPEL, IN 46051-5553

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IN
Recording Date	Apr 19, 2017
Property Address	421 S WALNUT ST, LAPEL, IN 46051-5553
Document Number	2017R05150
Map Reference	PB3 PG68-69
Instrument Date	Apr 11, 2017
Instrument	2017R05150
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	SECURED TITLE INC, SECURE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S WALNUT ST, LAPEL, IN 46051-5553

Mortgage

Document Number	2017R05151
Date	Apr 19, 2017
Instrument	2017R05151

Lender

Name	GVC MORTGAGE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 421 S Walnut St was $433 with a homeowner's exemption, up 2.1% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Stony Creek Township
Municipality	Lapel Town
Unified School District	Frankton-Lapel Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$433.00 (+2.12%) Homeowner's exemption	$122,900 Land $17,100 Building $105,800	$122,900 Land $17,100 Building $105,800
2024	$424.00
2023		$102,300 (+4.18%) Land $16,200 Building $86,100	$102,300 (+4.18%) Land $16,200 Building $86,100
2022	$408.00	$98,200 Land $15,600 Building $82,600	$98,200 Land $15,600 Building $82,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 S Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 S Walnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAPEL MUNICIPAL WATER COMPANY serves 2,379 people · EPA ID IN5248013
Water Source	Groundwater
Last State Inspection	Aug 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Feb 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
On-Ramp Indiana Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

Nearby Properties on S Walnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures