421 S Springfield St, Virden, IL 62690 Property Records

Macoupin County property record for 421 S Springfield St, Virden, IL 62690

Property Summary

Property Type	Single Family Home
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (May 2017)
Tax Bill	$1,475 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2021 Mortgage + 2 more
APN	`04-09-376-013`

Property Details

APN / Parcel Number

Primary APN	`04-09-376-013`
Alternative APN	`08-001-437-00`

Exterior

Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	180 ft deep x 60 ft wide

Location & Zoning

Street Address	421 S SPRINGFIELD ST
City	VIRDEN
State	IL
Zip	62690-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 1 THOS B WRIGHT SUBD 60 X 180 04-09-376-013
Legal Subdivision	WRIGHT SUBD
Legal Block	1
Legal Lot Number	4
Jurisdiction	MACOUPIN IL
Township / Civil Division	VIRDEN
Census Block Group	3
Census Block	3081
Census Tract	956000

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 S SPRINGFIELD ST, VIRDEN, IL 62690-1643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Line of Credit CEFCU
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH MORTGAGE INC
May 23, 2017	Deed, Transfer
May 23, 2017	Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2017 · Amount on Record
Deed Sale	May 23, 2017 · Amount on Record
Prior Sale	Mar 23, 2016 · Amount on Record
Deed Document Number	2017561572
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	421 S SPRINGFIELD ST, VIRDEN, IL 62690-1643
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000619700
Date	Sep 8, 2025
Instrument	619700

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 7, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	421 S SPRINGFIELD ST, VIRDEN, IL 62690-1643
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	ZELLE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	593933
Date	Sep 21, 2021
Instrument	593933

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MACOUPIN IL
Recording Date	May 23, 2017
Property Address	421 S SPRINGFIELD ST, VIRDEN, IL 62690-1643
Document Number	561572
Instrument Date	May 19, 2017
Instrument	561572
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S SPRINGFIELD ST, VIRDEN, IL 62690-1643

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MACOUPIN IL
Recording Date	May 23, 2017
Property Address	421 S SPRINGFIELD ST, VIRDEN, IL 62690-1643
Document Number	561572
Instrument Date	May 19, 2017
Instrument	561572
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S SPRINGFIELD ST, VIRDEN, IL 62690-1643

Mortgage

Document Number	561573
Date	May 23, 2017
Instrument	561573

Lender

Name	DIAMOND RESIDENTIAL MTG CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.25%
Min Rate At Change	4.5%
Max Rate At Change	1.9%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Virden Township
Municipality	Virden City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,475.00 (+4.76%)	$24,627 (+7%) Land $3,917 Building $20,710	$73,881 (+7%) Land $11,751 Building $62,130
2024	$1,408.00 (+14.29%)	$23,016 (+15.56%) Land $3,661 Building $19,355	$69,048 (+15.56%) Land $10,983 Building $58,065
2022	$1,232.00 Homeowner's exemption	$19,917 Land $3,168 Building $16,749	$59,751 Land $9,504 Building $50,247

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIRDEN serves 3,274 people · EPA ID IL1171100
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Wisper ISP.

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