421 S Penelope St, Belton, TX 76513 Property Records

Bell County property record for 421 S Penelope St, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,416 sqft · built 1940
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Tax Bill	$379 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0247670000`

Property Details

APN / Parcel Number

Primary APN	`0247670000`
Alternative APNs	`547075` `38403`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Storage Building	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	421 S PENELOPE ST
City	BELTON
State	TX
Zip	76513-3563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELTON ORIGINAL, BLOCK 027, LOT PT 3, 4, (E 50 OF S 100 OF 3 & S 2/3 OF 4)
Legal Subdivision	BELTON ORIGINAL
Legal Block	27
Legal Lot Number	3,4
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	2
Census Block	2056
Census Tract	21601

Owner

421 S Penelope St is owned and occupied by an individual who acquired it in July 2009.

Source: Bell County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	421 S PENELOPE ST, BELTON, TX 76513-3563
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2009
Deed Sale	Jul 13, 2009
Deed Document Number	200926211
Prior Transfer Date	Jul 7, 2009
Prior Transfer Doc	0000032686
Record Updated	Oct 29, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	421 S PENELOPE ST, BELTON, TX 76513-3563
Document Number	0000060562
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	CARLISLE TITLE/TX LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14643 DALLAS PKWY #1050 DALLAS TX 752548800, 1050, DALLAS, TX 75254-8800
Investor	Possibly a Property Investor

Mortgage

Document Number	0000060562
Date	Nov 4, 2020
Instrument	60562

Lender

Name	INTERNATIONAL BK/COMMERCE
Type	Bank
Address	3817 NW EXPRESSWAY # 100, OKLAHOMA CITY, OK 73112-1448

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 421 S Penelope St was $379 with exemptions applied.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Belton City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$379.00	$53,449	$66,734 Land $27,400 Building $39,334
2023	$327.00 (+1.87%) Homeowner's exemption Disabled Person's exemption	$65,581 Land $22,000 Building $43,581	$65,581 Land $22,000 Building $43,581
2022	$321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 S Penelope St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1997–2010)
Most Recent Claim	Sep 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 S Penelope St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELTON serves 23,054 people · EPA ID TX0140002
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Nextlink, Verizon, Western Broadband.

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