421 S Oak St, Ottawa, OH 45875 Property Records

Putnam County property record for 421 S Oak St, Ottawa, OH 45875

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,240 sqft · built 1941
Lot Size0.314 acres (13,702 sqft)
OwnerIndividual Name on Record
Last Sale$7,000 (Mar 2008)
Tax Bill$829 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN32-041070.0000

Property Details

APN / Parcel Number

Primary APN32-041070.0000

Interior

Full Baths1 Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,240 sqft Living Area
1st Floor Area1,016 sqft
Upper Floors Area448 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Construction TypeWood
Roof TypeGable
Roof MaterialShingle
Lot Area13,702 sqft (0.314 acres)
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address421 S OAK ST
CityOTTAWA
StateOH
Zip45875-1827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIL 00636 NPT (38) VAL INCL 32-0981.90
Legal SubdivisionRICE & MATTHEWS ADDITION
Legal Lot Number636
JurisdictionPUTNAM OH
Township / Civil DivisionOTTAWA
Census Block Group1
Census Block1049
Census Tract30302

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address421 S OAK ST, OTTAWA, OH 45875-1827
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2008 · Amount on Record
Deed SaleMar 31, 2008 · Amount on Record
Deed Document Number20081802
Deed Book / Page590 / 1324
Last Transfer DateJun 6, 2022
Transfer Doc000747/681
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM OH
Recording DateJun 7, 2022
Property Address421 S OAK ST, OTTAWA, OH 45875-1827
Document Number000747/681
Book / Page747 / 681
Instrument DateJun 6, 2022
Instrument202200002617
Transaction TypeTransfer
Record UpdatedMar 8, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 S OAK ST, OTTAWA, OH 45875-1827

Mortgage

Document Number202200002618
DateJun 7, 2022
Instrument202200002618
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateOhio
CountyPutnam County
County SubdivisionOttawa Township
MunicipalityOttawa Village
Unified School DistrictOttawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$829.00 (+1.72%) Homeowner's exemption$24,740 (-) Land $5,570 Building $19,170$70,680 (-) Land $15,910 Building $54,770
2024$815.00 (+0.62%) Homeowner's exemption$24,740 (+27.07%) Land $5,570 Building $19,170
2023$810.00 (+9.16%) Additional exemption filed$19,470 (-) Land $4,300 Building $15,170$70,680 (+27.05%) Land $15,910 Building $54,770
2022$742.00$19,470 Land $4,300 Building $15,170
2020$55,630 Land $12,290 Building $43,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims4 (2007–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimMar 2023 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA VILLAGE
serves 4,393 people · EPA ID OH6900711
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glandorf Internet
Fiber
2,000 / 2,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: MetaLINK Technologies, Watch TV.

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