421 S Montgomery St, Gilmer, TX 75644 Property Records

Upshur County property record for 421 S Montgomery St, Gilmer, TX 75644

Property Summary

Property Type	Residential
Details	1 ba · 2,158 sqft · built 1943
Lot Size	0.168 acres (7,318 sqft)
Owner	Individual Name on File
Last Sale	$172,159 (Mar 2023)
Tax Bill	$3,863 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S279-S02-C11-BL79LT05A`

Property Details

APN / Parcel Number

Primary APN	`S279-S02-C11-BL79LT05A`
Alternative APN	`2377`

Interior

Full Baths	1 Bath
Building Area	2,158 sqft Total Area
1st Floor Area	1,936 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,318 sqft (0.168 acres)
Lot Dimensions	146 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S279-S02-C11-BL79LT05A
Street Address	421 S MONTGOMERY ST
City	GILMER
State	TX
Zip	75644-2517
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	LOT 5A, BLK 79 OLD TOWN (GILMER) S279 (A3,A200) .168 ACRES & HOUSE
Legal Subdivision	OLD TOWN (GILMER)
Legal Block	79
Legal Lot Number	5A
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	4
Census Block	4022
Census Tract	950400

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	421 S MONTGOMERY ST, GILMER, TX 75644-2517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 15, 2021	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 12, 2017	Vendor's Lien, Transfer THE FIRST NATIONAL BANK OF GILMER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2023 · Amount on File
Deed Sale	Mar 27, 2023 · Amount on File
Prior Sale	Sep 15, 2021 · Amount on File
Deed Document Number	20231899
Record Updated	Oct 29, 2026

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Mar 27, 2023
Property Address	421 S MONTGOMERY ST, GILMER, TX 75644-2517
Document Number	0202301899
Map Reference	FILE 202003265
Instrument Date	Mar 27, 2023
Instrument	202301899
Transaction Type	Transfer
Record Updated	May 3, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 S MONTGOMERY ST, GILMER, TX 75644-2517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S MONGOMERY ST, GILMER, TX 75644-2517

Mortgage

Document Number	0202301900
Date	Mar 27, 2023
Instrument	202301900

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Sep 15, 2021
Property Address	421 S MONTGOMERY ST, GILMER, TX 75644-2517
Document Number	202107315
Instrument Date	Sep 15, 2021
Instrument	202107315
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S MONTGOMERY ST, GILMER, TX 75644-2517

Mortgage

Document Number	202107316
Date	Sep 15, 2021
Instrument	202107316

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Oct 12, 2017
Property Address	421 S MONTGOMERY ST, GILMER, TX 75644-2517
Document Number	201706658
Instrument Date	Jun 11, 2017
Instrument	201706658
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S MONTGOMERY ST, GILMER, TX 75644-2517

Mortgage

Document Number	201706659
Date	Oct 12, 2017
Instrument	201706659

Lender

Name	THE FIRST NATIONAL BANK OF GILMER
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	240 Months
Due	Oct 11, 2037

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gilmer City
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,863.00 (+60.82%) Homeowner's exemption	$198,370 (-1.24%) Land $20,780 Building $177,590	$198,370 (-1.24%) Land $20,780 Building $177,590
2025	$2,402.00 (-16.16%) Homeowner's exemption	$200,870 (+9.64%) Land $20,780 Building $180,090	$200,870 (+9.64%) Land $20,780 Building $180,090
2023		$183,210 Land $15,290 Building $167,920	$183,210 Land $15,290 Building $167,920
2022	$2,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Apr 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILMER serves 8,115 people · EPA ID TX2300002
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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