421 S Main St, Smithton, IL 62285 Property Records

St. Clair County property record for 421 S Main St, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 1985
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$4,491 (2019)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2016 Mortgage
APN	`13-33-0-110-014`

Property Details

APN / Parcel Number

Primary APN	`13-33-0-110-014`

Interior

Stories	2 Stories
Building Area	1,080 sqft Living Area
Gross Area	2,610 sqft
Basement Area	1,530 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Area	396 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	480 sqft
Shed	1 Shed
Shed Area	16,800 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	421 S MAIN ST
City	SMITHTON
State	IL
Zip	62285-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGETOWN, ORIG TOWN, NOW SMITHTON LOT/SEC-41 LOTS 40 & 41 & E 1/2 VAC ALLEY LYG W & ADJ A02426871
Legal Subdivision	GEORGETOWN, ORIG TOWN, NOW SMITHTON
Legal Lot Number	40-41 41
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3057
Census Tract	503906

Owner

Source: St. Clair County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	421 S MAIN ST, SMITHTON, IL 62285-1821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Dec 24, 2016	Deed of Trust, Mortgage · FHA Mortgage VINSON MTG SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Mar 11, 2008
Last Transfer Date	Sep 23, 2014
Transfer Doc	00A2426871
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	421 S MAIN ST, SMITHTON, IL 62285-1821
Transaction Type	Mortgage
Record Updated	Jul 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02705308
Date	Jun 24, 2021
Instrument	A02705308

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Jan 1, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	421 S MAIN ST, SMITHTON, IL 62285-1821
Document Number	00A2522645
Instrument Date	Dec 24, 2016
Transaction Type	Mortgage
Record Updated	Apr 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S MAIN ST SMITHTON IL 622851821, SMITHTON, IL 62285-1821

Mortgage

Document Number	00A2522645
Date	Jan 4, 2017
Instrument	2522645

Lender

Name	VINSON MTG SVCS
Type	Mortgage Company
Address	TOWN AND COUNTRY, MO 63131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022		$61,618 Land $4,666 Building $56,952	$184,854 Land $13,998 Building $170,856
2019	$4,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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