421 S Main St, Camden, MI 49232 Property Records

Hillsdale County property record for 421 S Main St, Camden, MI 49232

Property Summary

Property Type	Commercial
Details	6,534 sqft
Lot Size	1.56 acres (68,259 sqft)
Owner	Company Name on File
Tax Bill	$7,849 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-110-001-025`

Property Details

APN / Parcel Number

Primary APN	`14-110-001-025`

Interior

Stories	1 Story
Building Area	6,534 sqft Building Perimeter

Exterior

Lot Area	68,259 sqft (1.56 acres)
Lot Dimensions	260 ft deep x 200 ft wide
Total Buildings	2 Buildings

Location & Zoning

Street Address	421 S MAIN ST
City	CAMDEN
State	MI
Zip	49232-9512
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 15, 16, 17, 23 & 24 WOODCREST FARMS SEC 27 T8S R4W 1.54 A M/L VILLAGE OF CAMDEN
Legal Range	04W
Legal Township	08S
Legal Section	27
Legal Subdivision	WOODCREST
Legal Lot Number	15,16
Jurisdiction	HILLSDALE MI
Township / Civil Division	CAMDEN
Census Block Group	2
Census Block	2024
Census Tract	51200

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	888 W BIG BEAVER RD, 200, TROY, MI 48084-4730
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage KISA PINNANCLE HOLDINGS LLC
Aug 26, 2022	Deed, Transfer · Stand-Alone First Mortgage CHICAGO ATLANTIC ADMIN INC
Apr 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage TRUST OF MATTHEW OSTRANDER AND KRISTY MC
Jan 4, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage DARRYLE KOSKI ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2022
Deed Sale	Aug 26, 2022
Prior Sale	Jan 4, 2021 · Amount on File
Deed Document Number	2022593190
Deed Book / Page	1833 / 998
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	421 S MAIN ST, CAMDEN, MI 49232-9512
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01833/1003
Date	Aug 26, 2022
Book Page	1833/1003

Lender

Name	KISA PINNANCLE HOLDINGS LLC
Type	Non-Lending Institution
Address	BIRMINGHAM, MI 48012

Agreement

Amount	Amount on Record

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HILLSDALE MI
Recording Date	Aug 26, 2022
Property Address	421 S MAIN ST, CAMDEN, MI 49232-9512
Document Number	001833/998
Book / Page	1833 / 998
Map Reference	MB 10 PG 23&24
Instrument Date	Aug 19, 2022
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1221 BOWERS ST UNIT 161, 1221, BIRMINGHAM, MI 48012-7114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	888 W BIG BEAVER RD STE 870, 870, TROY, MI 48084-4746

Mortgage

Document Number	0018330971
Date	Aug 26, 2022
Instrument	1833-0971

Lender

Name	CHICAGO ATLANTIC ADMIN INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	421 S MAIN ST, CAMDEN, MI 49232-9512
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01793/1005
Date	Apr 27, 2021
Book Page	1793/1005

Lender

Name	TRUST OF MATTHEW OSTRANDER AND KRISTY MC
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jan 4, 2021
Property Address	421 S MAIN ST, CAMDEN, MI 49232-9512
Document Number	01782/1255
Book / Page	1782 / 1255
Map Reference	LB 10 PG 23&24
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2691 W CAMDEN RD, 2691, CAMDEN, MI 49232-9732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 161, BIRMINGHAM, MI 48012-0161

Mortgage

Document Number	0017821257
Date	Jan 4, 2021
Instrument	1782/1257

Lender

Name	DARRYLE KOSKI ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Camden Township
Municipality	Camden Village
Unified School District	Camden-Frontier School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,200 (-3.28%)	$324,442 (-3.27%) Land $67,450 Building $256,992
2025	$7,849.00 (+11.63%)
2023		$167,700	$335,425 Land $67,450 Building $267,975
2021	$7,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMDEN serves 512 people · EPA ID MI0001050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
DMCI Broadband Fixed Wireless	40 / 10
MetaLINK Technologies Fixed Wireless	25 / 5

May also be available: AT&T, Frontier, T-Mobile.

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