Marshall County property record for 421 S Main St, Arab, AL 35016
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,581 sqft · built 2005 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,900 (Nov 2023) |
| Tax Bill | $575 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-07-26-1-004-017.000 |
| Primary APN | 13-07-26-1-004-017.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,581 sqft Living Area |
| 1st Floor Area | 1,581 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 281 ft deep x 112 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 105864 |
|---|---|
| Street Address | 421 S MAIN ST |
| City | ARAB |
| State | AL |
| Zip | 35016-1339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM CTR E BNDRY SEC 26-8-1E TO BEG TH W 280'; N 128.68'; E 220.55'; E44.29'; S 121.94' TO POB CONT .80ACC 3145-181 |
| Legal Range | 1E |
| Legal Township | 8S |
| Legal Section | 26 |
| Jurisdiction | MARSHALL AL |
| Township / Civil Division | ARAB |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 30502 |
Source: Marshall County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 S MATE ST, ARAB, AL 35016 |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Mar 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Feb 23, 2018 | Deed of Trust, Mortgage · Line of Credit LLOYD J STERLING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2023 · Amount on Record |
| Deed Sale | Nov 28, 2023 · Amount on Record |
| Prior Sale | Apr 3, 2006 |
| Deed Document Number | 20233271868 |
| Deed Book / Page | 7045 / 452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARSHALL AL |
| Recording Date | Mar 24, 2026 |
| Property Address | 421 S MAIN ST, ARAB, AL 35016-1339 |
| Document Number | 0003311465 |
| Book / Page | 7203 / 775 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 3311465 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | JACOB TITLE LLC, JACOB TITLE LCL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 318 COLD BRANCH RD, BLOUNTSVILLE, AL 35031-4032 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 421 S MATE ST, ARAB, AL 35016 |
| Document Number | 0003311466 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 3311466 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARSHALL AL |
| Property Address | 421 S MAIN ST, ARAB, AL 35016-1339 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003170685 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 5976/320 |
| Instrument | 3170685 |
| Name | LLOYD J STERLING |
|---|---|
| Type | Private Party |
| Address | ARAB, AL 35016 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Marshall County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Arab City |
| County | Marshall County |
| Unified School District | Arab City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $575.00 (+7.48%) | ||
| 2025 | $535.00 (+11.69%) | $13,020 (-4.12%) | $145,300 (+7%) Land $13,600 Building $131,700 |
| 2024 | $13,580 (+4.3%) | $135,800 (+4.54%) Land $14,600 Building $121,200 | |
| 2023 | $479.00 (-8.41%) | $13,020 (-8.57%) | $129,900 (-8.71%) Land $14,100 Building $115,800 |
| 2021 | $523.00 Homeowner's exemption | $14,240 | $142,300 Land $13,600 Building $128,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARAB, WATER WORKS BOARD OF THE serves 39,795 people · EPA ID AL0000934 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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