421 S Hamilton St, Delphi, IN 46923 Property Records

Carroll County property record for 421 S Hamilton St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1990
Lot Size	0.08 acres (3,484 sqft)
Owner	Individual Name on File
Last Sale	$76,600 (Sep 2020)
Tax Bill	$443 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`08-06-29-022-041.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-29-022-041.000-007`
Alternative APNs	`00465063765` `0172204100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	3,484 sqft (0.08 acres)
Lot Dimensions	61 ft deep x 57 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00465063765
Street Address	421 S HAMILTON ST
City	DELPHI
State	IN
Zip	46923-1560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-22041-00 DEL MANARY ADD S2 LOT 36
Legal Subdivision	DEL MANARY ADD
Legal Lot Number	36
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	3
Census Block	3051
Census Tract	959600

Owner

421 S Hamilton St is owned and occupied by an individual who bought it in September 2020.

Source: Carroll County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	421 S HAMILTON ST, DELPHI, IN 46923-1560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 16, 2020	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jan 13, 2017	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Prior Sale	Jan 13, 2017 · Amount on File
Deed Document Number	20203038
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	421 S HAMILTON ST, DELPHI, IN 46923-1560
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S HAMILTON ST, DELPHI, IN 46923-1560

Mortgage

Document Number	2026000139
Date	Jan 14, 2026
Instrument	2026000139

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Sep 16, 2020
Property Address	421 S HAMILTON ST, DELPHI, IN 46923-1560
Document Number	2020003038
Map Reference	MB C PG 162-165
Instrument Date	Sep 4, 2020
Instrument	2020003038
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	COLUMBIA TITLE, COLUMBIA TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S HAMILTON ST, DELPHI, IN 46923-1560

Mortgage

Document Number	2020003039
Date	Sep 16, 2020
Instrument	2020003039

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Jan 13, 2017
Property Address	421 S HAMILTON ST, DELPHI, IN 46923-1560
Document Number	2017000149
Map Reference	MB C PG 162-165
Instrument Date	Jan 13, 2017
Instrument	2017000149
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S HAMILTON ST, DELPHI, IN 46923-1560

Mortgage

Document Number	2017000150
Date	Jan 13, 2017
Instrument	2017000150

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 421 S Hamilton St was $443 with a homeowner's exemption, down 3.1% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$443.00 (-3.06%) Homeowner's exemption	$83,900 Land $6,300 Building $77,600	$83,900 Land $6,300 Building $77,600
2024	$457.00
2023		$76,600 (+31.39%) Land $6,300 Building $70,300	$76,600 (+31.39%) Land $6,300 Building $70,300
2022	$403.00	$58,300 Land $6,300 Building $52,000	$58,300 Land $6,300 Building $52,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 S Hamilton St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1985–2013)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 S Hamilton St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: T-Mobile.

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