421 S Garcon Point Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 421 S Garcon Point Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,363 sqft · built 1965
Lot Size	2.21 acres (96,616 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Mar 2021)
Tax Bill	$3,944 (2023)
Deeds & Mortgages	Mar 2021 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`03-2S-28-0000-00301-0000`

Property Details

APN / Parcel Number

Primary APN	`03-2S-28-0000-00301-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,363 sqft Heated Area
1st Floor Area	5,416 sqft
Upper Floors Area	858 sqft
Interior Walls	Custom/Decorative
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	96,616 sqft (2.21 acres)
Lot Dimensions	7,000 ft deep x 1,380 ft wide
Garage Type	Mixed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	032S280000003010000
Street Address	421 S GARCON POINT RD
City	MILTON
State	FL
Zip	32583-7359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DESCRIPTION UPDATE FOR 2021 COM AT NE COR OF NW4 OF SECTION 3 TOWNSHIP 2 SOUTH RANGE 28 WEST THN N89*25'00W 969.36 FT THN
Legal Range	28W
Legal Township	02S
Legal Section	03
Legal Subdivision	WEST
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	1
Census Block	1034
Census Tract	10710

Owner

421 S Garcon Point Rd is owned by two individuals who bought it in March 2021.

Source: Santa Rosa County records, as of April 15, 2024

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	6802 LAKE CHARLENE DR, PENSACOLA, FL 32506-5748
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 11, 2021 · Amount on File
Deed Sale	Mar 11, 2021 · Amount on File
Prior Sale	Dec 30, 2004
Deed Document Number	0040851364
Deed Book / Page	4085 / 1364
Record Updated	Jun 7, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 11, 2021
Property Address	421 S GARCON POINT RD, MILTON, FL 32583-7359
Document Number	0040851364
Book / Page	4085 / 1364
Instrument Date	Mar 11, 2021
Instrument	202116230
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	HARPER TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3248 BAYOU LN, PENSACOLA, FL 32503-5875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6802 LAKE CHARLENE DR, PENSACOLA, FL 32506-5748

Mortgage

Document Number	0040851367
Date	Mar 11, 2021
Instrument	4085/1367

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,944.00 (+41.72%)	$333,583 (+4%) Land $333,583	$333,583 (+4%) Land $333,583
2022	$2,783.00	$238,274	$238,274 Land $238,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 S Garcon Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 S Garcon Point Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50