421 S Clovercrest Ln, San Ramon, CA 94582 Property Records

Contra Costa County property record for 421 S Clovercrest Ln, San Ramon, CA 94582

Property Summary

Property Type	Townhouse
Details	4 bd · 2.5 ba · 2,011 sqft · built 1994
Lot Size	0.052 acres (2,260 sqft)
Owner	Trust Name on File
Last Sale	$348,000 (Dec 1998)
Tax Bill	$7,424 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`217-430-083-6`

Property Details

APN / Parcel Number

Primary APN	`217-430-083-6`
Alternative APN	`217-430-083`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,011 sqft Living Area
1st Floor Area	901 sqft
2nd Floor Area	1,110 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Lot Area	2,260 sqft (0.052 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	421 S CLOVERCREST LN
City	SAN RAMON
State	CA
Zip	94582-5505
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T7014 L87
Legal Subdivision	MIRAVILLA/GALE RANCH SUB 7014
Legal Tract	7014
Legal Lot Number	87
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2001
Census Tract	345112

Owner

421 S Clovercrest Ln, a townhouse, is held in a trust since December 1998.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 2261, DANVILLE, CA 94526-7261
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 1998 · Amount on File
Deed Sale	Dec 31, 1998 · Amount on File
Prior Sale	Dec 26, 1995 · Amount on File
Deed Document Number	1998331832
Prior Transfer Date	Apr 8, 1994
Prior Transfer Doc	0000105279
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	421 S CLOVERCREST LN, SAN RAMON, CA 94582-5505
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 BRIDGESIDE CIR, DANVILLE, CA 94506-4453

Mortgage

Document Number	0000021217
Date	Feb 3, 2022
Instrument	2022-021217

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	421 S CLOVERCREST LN, SAN RAMON, CA 94582-5505
Document Number	0000195267
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 BRIDGESIDE CIR BLACKHAWK CA 945064453, BLACKHAWK, CA 94506-4453

Mortgage

Document Number	0000195267
Date	Nov 4, 2019
Instrument	195267

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 421 S Clovercrest Ln was $7,424.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$556,451 (+2%) Land $402,954 Building $153,497
2025	$7,424.00	$545,541 Land $395,053 Building $150,488
2023	$7,148.00 (+0.78%)	$524,359 Land $379,713 Building $144,646
2022	$7,093.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 421 S Clovercrest Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 S Clovercrest Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, Verizon.

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