421 S Broad St, Edenton, NC 27932 Property Records

Chowan County property record for 421 S Broad St, Edenton, NC 27932

Property Summary

Property Type	Other Improved
Details	6,380 sqft · built 1894
Lot Size	0.079 acres (3,441 sqft)
Owner	Company Name on Record
Last Sale	$775,000 (Jul 2026)
Tax Bill	$4,966 (2026)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`780407685188`

Property Details

APN / Parcel Number

Primary APN	`780407685188`
Alternative APNs	`26583` `51619`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	6,380 sqft Total Area
Flooring	Wood
Interior Walls	Plywood

Exterior

Year Built	Built 1894
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Special
Foundation Type	Footing
Roof Type	Flat
Roof Material	Asphalt
Lot Area	3,441 sqft (0.079 acres)
Lot Dimensions	66 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	21 sqft
Deck Area	690 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	51619
Street Address	421 S BROAD ST
City	EDENTON
State	NC
Zip	27932-1935
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	CD
Legal Description	CHOWAN HERALD
Legal Subdivision	TOWN-01
Jurisdiction	CHOWAN NC
Township / Civil Division	1, EDENTON
Census Block Group	2
Census Block	2017
Census Tract	930101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Edenton Historic District listed 1973 · 21 contributing resources · NRIS 73001316

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chowan County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1220 BULLS BAY RD, COLUMBIA, NC 27925-9253
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Construction Mortgage UBANK
Mar 31, 2023	Warranty Deed, Transfer · Seller Carry-Back AL R CHESSON ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Mar 31, 2023 · Amount on Record
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHOWAN NC
Recording Date	Jul 31, 2026
Property Address	421 S BROAD ST, EDENTON, NC 27932-1935
Instrument Date	Jul 31, 2026
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1220 BULLS BAY RD, COLUMBIA, NC 27925-9253

Mortgage

Date	Jul 31, 2026

Lender

Name	UBANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	0.65%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHOWAN NC
Recording Date	Mar 31, 2023
Property Address	421 S BROAD ST, EDENTON, NC 27932-1935
Document Number	000568/757
Book / Page	568 / 757
Instrument Date	Mar 30, 2023
Instrument	425114
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 NEW HOPE RD, HERTFORD, NC 27944-9499

Mortgage

Document Number	0000425115
Date	Mar 31, 2023
Instrument	425115

Lender

Name	AL R CHESSON ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

Source: Chowan County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Chowan County
Municipality	Edenton Town
Unified School District	Edenton-Chowan Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,966.00 (+4.35%)	$413,857 (-) Land $73,982 Building $339,875	$413,857 (-) Land $73,982 Building $339,875
2025	$4,759.00 (+5.03%)	$413,857 (-) Land $73,982 Building $339,875	$413,857 (-) Land $73,982 Building $339,875
2023	$4,531.00	$413,857 (-) Land $73,982 Building $339,875	$413,857 (-) Land $73,982 Building $339,875
2022	$4,531.00	$413,857 Land $73,982 Building $339,875	$413,857 Land $73,982 Building $339,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	91 units insured incl. 32 condo units
Nearby Flood Claims	98 (1982–2024)
Claims Outside the SFHA	6 of 98
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Irene, Aug 2011 · 24 claims Hurricane Isabel, Sep 2003 · 51 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EDENTON serves 5,500 people · EPA ID NC0421010
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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