421 S Boyer Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 421 S Boyer Ave, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,106 sqft · built 2011
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Individual Names on File
Last Sale	$1,283,450 (Apr 2024)
Tax Bill	$6,880 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RPS02280040190A`

Property Details

APN / Parcel Number

Primary APN	`RPS02280040190A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,106 sqft Finished Area
1st Floor Area	3,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,579 sqft (0.174 acres)
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	421 S BOYER AVE
City	SANDPOINT
State	ID
Zip	83864-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W LAKE PARK ADDN BLK 4 LOT 19 - CPWRS
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	CPWRS
Legal Block	4
Legal Lot Number	19
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	4
Census Block	4023
Census Tract	950300

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	421 S BOYER AVE, SANDPOINT, ID 83864-1101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 16, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jan 22, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2024 · Amount on File
Deed Sale	Apr 16, 2024 · Amount on File
Prior Sale	Feb 24, 2012 · Amount on File
Deed Document Number	20241032316
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	421 S BOYER AVE, SANDPOINT, ID 83864-1101
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S BOYER AVE, SANDPOINT, ID 83864-1101

Mortgage

Document Number	0001052990
Date	Oct 6, 2025
Instrument	1052990

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	1-Year CMT
Max Rate	11.3%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Apr 16, 2024
Property Address	421 S BOYER AVE, SANDPOINT, ID 83864-1101
Document Number	0001032316
Map Reference	MB 1 PG 66
Instrument Date	Apr 12, 2024
Instrument	1032316
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	NOT AVAILABLE, TITLEONE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 141, DOVER, ID 83825-0141

Mortgage

Document Number	0001032317
Date	Apr 16, 2024
Instrument	1032317

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	12.3%
Index	1-Year CMT
Max Rate	12.3%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	421 S BOYER AVE, SANDPOINT, ID 83864-1101
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	933600
Date	Jan 22, 2019
Instrument	933600

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Dec 25, 2033

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,880.00 (+9.28%) Homeowner's exemption	$1,167,597 (-) Land $300,697 Building $866,900	$1,167,597 (-) Land $300,697 Building $866,900
2025	$6,296.00 (+13.05%) Homeowner's exemption	$1,167,597 (+5.71%) Land $300,697 Building $866,900	$1,167,597 (+5.71%) Land $300,697 Building $866,900
2023	$5,569.00 Homeowner's exemption	$1,104,579 Land $327,593 Building $776,986	$1,104,579 Land $327,593 Building $776,986

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1982–2011)
Most Recent Claim	Jun 2011 · tidal / storm surge
Claims by Event	Severe Storms, Snowmelt, Land/mud Slides, Flooding, Jun 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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