421 S Adams St, Monroe, IN 46772 Property Records

Adams County property record for 421 S Adams St, Monroe, IN 46772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 1994
Lot Size	0.341 acres (14,850 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Jun 2006)
Tax Bill	$1,331 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`01-08-04-205-001.000-011`

Property Details

APN / Parcel Number

Primary APN	`01-08-04-205-001.000-011`
Alternative APNs	`01707000000576` `01438893753`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,376 sqft
Basement Area	1,376 sqft
Unfinished Basement	1,376 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Roof Material	Asphalt
Lot Area	14,850 sqft (0.341 acres)
Lot Dimensions	135 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	01438893753
Street Address	421 S ADAMS ST
City	MONROE
State	IN
Zip	46772-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HACKENJOS' 1ST ADD LOT 2
Legal Subdivision	HACKENJOS FIRST ADDITION
Legal Lot Number	2
Jurisdiction	ADAMS IN
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1044
Census Tract	30500

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	421 S ADAMS ST, MONROE, IN 46772-9633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Nov 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2006 · Amount on Record
Deed Sale	Jun 15, 2006 · Amount on Record
Deed Document Number	20062818
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	421 S ADAMS ST, MONROE, IN 46772-9633
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S ADAMS ST, MONROE, IN 46772-9633

Mortgage

Document Number	2026001209
Date	Mar 30, 2026
Instrument	2026001209

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	421 S ADAMS ST, MONROE, IN 46772-9633
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005773
Date	Nov 15, 2021
Instrument	2021005773

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Monroe Township
Municipality	Monroe Town
Unified School District	Adams Central Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,331.00 (-5.94%) Homeowner's exemption	$165,400 (+7.06%) Land $16,800 Building $148,600	$165,400 (+7.06%) Land $16,800 Building $148,600
2024	$1,415.00 (+1.95%)
2023	$1,388.00 (+1.68%)	$154,500 (-1.84%) Land $16,800 Building $137,700	$154,500 (-1.84%) Land $16,800 Building $137,700
2022	$1,365.00 (+14.32%)	$157,400 Land $16,800 Building $140,600	$157,400 Land $16,800 Building $140,600
2020	$1,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE WATER DEPARTMENT serves 872 people · EPA ID IN5201004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Adams St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures