421 S 9th St, Cherokee, IA 51012 Property Records

Cherokee County property record for 421 S 9th St, Cherokee, IA 51012

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 972 sqft · built 1890
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$42,500 (May 2023)
Tax Bill	$504 (2026)
Deeds & Mortgages	May 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`0734151007`

Property Details

APN / Parcel Number

Primary APN	`0734151007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft
Basement Area	972 sqft
Finished Basement	225 sqft
Unfinished Basement	972 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	24 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	421 S 9TH ST
City	CHEROKEE
State	IA
Zip	51012-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 77 IRR CO 14TH ADD 7127
Legal Subdivision	IRR CO 14TH ADD
Legal Block	77
Legal Lot Number	6
Jurisdiction	CHEROKEE IA
Township / Civil Division	CHEROKEE
Census Block Group	3
Census Block	3010
Census Tract	80102

Owner

421 S 9th St is owned and occupied by an individual who bought it in May 2023.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	421 S 9TH ST, CHEROKEE, IA 51012-1653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Deed Document Number	2023841
Deed Book / Page	2023 / 841
Record Updated	Oct 29, 2026

May 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CHEROKEE IA
Recording Date	May 26, 2023
Property Address	421 S 9TH ST, CHEROKEE, IA 51012-1653
Document Number	002023/841
Book / Page	2023 / 841
Instrument Date	May 16, 2023
Instrument	2023 0841
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S 9TH ST, CHEROKEE, IA 51012-1653

Mortgage

Document Number	0020230842
Date	May 26, 2023
Instrument	2023 0842

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 421 S 9th St was $504 with a homeowner's exemption.

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cherokee City
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$504.00	$44,890 (-) Land $9,800 Building $35,090	$44,890 (-) Land $9,800 Building $35,090
2025		$44,890 Land $9,800 Building $35,090	$44,890 Land $9,800 Building $35,090
2024	$496.00
2023		$40,170 (+37.15%) Land $9,800 Building $30,370	$40,170 Land $9,800 Building $30,370
2022	$388.00 (+3.74%) Homeowner's exemption	$29,290 Land $7,350 Building $21,940
2021	$374.00		$29,290 Land $7,350 Building $21,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 S 9th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2010–2024)
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 S 9th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	CHEROKEE WATER SUPPLY - PLANT 1
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: C-M-L Telephone Cooperative Association, Nextlink, T-Mobile, Verizon.