421 S 6th St, Bardstown, KY 40004 Property Records

Nelson County property record for 421 S 6th St, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft · built 1955
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Oct 2018)
Tax Bill	$409 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45C00-25-013`

Property Details

APN / Parcel Number

Primary APN	`45C00-25-013`
Alternative APN	`84588`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft
Basement Area	1,025 sqft
Unfinished Basement	1,025 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	322 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	84588
Street Address	421 S 6TH ST
City	BARDSTOWN
State	KY
Zip	40004-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MADONNA HEIGHTS LTS60-63 & 1/2 OF 59&64
Legal Subdivision	MADONNA HEIGHTS
Legal Lot Number	60-1
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	3
Census Block	3018
Census Tract	930400

Owner

421 S 6th St is owned and occupied by an individual who bought it in October 2018.

Source: Nelson County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	421 S 6TH ST, BARDSTOWN, KY 40004-1131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2018 · Amount on File
Deed Sale	Oct 18, 2018 · Amount on File
Prior Sale	Feb 27, 2006 · Amount on File
Deed Document Number	201812847
Deed Book / Page	543 / 102
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NELSON KY
Recording Date	Oct 18, 2018
Property Address	421 S 6TH ST, BARDSTOWN, KY 40004-1131
Document Number	D543/102
Book / Page	D543 / 102
Map Reference	DD132 PG365
Instrument Date	Oct 1, 2018
Instrument	2018012847
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S 6TH ST, BARDSTOWN, KY 40004-1131

Mortgage

Document Number	2018012848
Date	Oct 18, 2018
Instrument	2018012848

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 421 S 6th St was $409.

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bardstown City
County	Nelson County
Unified School District	Bardstown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$409.00	$123,200 Building $123,200	$123,200 Building $123,200
2023	$425.00	$123,200	$123,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 S 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 S 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Bardstown Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20