421 S 3rd St, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 421 S 3rd St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,988 sqft · built 1970
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$180,001 (Apr 2020)
Tax Bill	$7,690 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-00072-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`15-00072-0000-00006`

Interior

Stories	1 Story
Building Area	1,988 sqft Living Area
1st Floor Area	1,988 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	421 S 3RD ST
City	PHILLIPSBURG
State	NJ
Zip	08865-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Subdivision	TOWNSHIP/LOPATCONG
Legal Block	72
Legal Lot Number	6
Jurisdiction	WARREN NJ
Township / Civil Division	LOPATCONG
Census Block Group	4
Census Block	4038
Census Tract	32200

Owner

Source: Warren County and Lopatcong Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 S 3RD ST, PHILLIPSBURG, NJ 08865-1911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Apr 14, 2020	Grant Deed, Transfer · Conventional with PMI PENNYMAC
Nov 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 1, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2020 · Amount on Record
Deed Sale	Apr 14, 2020 · Amount on Record
Prior Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	2020527170
Deed Book / Page	3051 / 280
Prior Transfer Date	Apr 16, 2019
Prior Transfer Doc	003011/227
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	421 S 3RD ST, PHILLIPSBURG, NJ 08865-1911
Document Number	0000527171
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S 3RD ST PHILLIPSBURG NJ 088651911, PHILLIPSBURG, NJ 08865-1911

Mortgage

Document Number	0000527171
Date	Apr 14, 2020
Book Page	006850/000055
Instrument	527171

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 14, 2020
Property Address	421 S 3RD ST, PHILLIPSBURG, NJ 08865-1911
Document Number	0000527170
Book / Page	003051 / 000280
Instrument Date	Feb 3, 2020
Instrument	527170
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	CORTES AND HAY TITLE AGENCY INC, CORTES & HAY TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S 3RD ST PHILLIPSBURG NJ 088651911, PHILLIPSBURG, NJ 08865-1911

Mortgage

Document Number	527171
Date	Apr 14, 2020
Book Page	006850/000055
Instrument	527171

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN NJ
Recording Date	Nov 8, 2019
Property Address	421 S 3RD ST, PHILLIPSBURG, NJ 08865-1911
Document Number	0000519327
Book / Page	003011 / 000277
Instrument Date	Apr 16, 2019
Instrument	519327
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WARREN NJ
Recording Date	Mar 1, 2019
Property Address	421 S 3RD ST, PHILLIPSBURG, NJ 08865-1911
Document Number	0000506429
Book / Page	002940 / 000127
Instrument Date	Feb 18, 2019
Instrument	506429
Transaction Type	Foreclosure
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11511 LUNA RD #200 FARMERS BRANCH TX 752346451, 200, FARMERS BRANCH, TX 75234-6451

Tax Assessment & Valuation

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Lopatcong Township
Unified School District	Lopatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,800 (-) Land $77,800 Building $175,000	$252,800 (-) Land $77,800 Building $175,000
2025	$7,690.00 (+1.84%)	$252,800 (-) Land $77,800 Building $175,000	$252,800 (-) Land $77,800 Building $175,000
2024	$7,551.00 (+4.77%)
2023		$252,800 (-) Land $77,800 Building $175,000	$252,800 (-) Land $77,800 Building $175,000
2022	$7,207.00 (-3.91%)	$252,800 Land $77,800 Building $175,000	$252,800 Land $77,800 Building $175,000
2021	$7,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures