421 S 2nd St, Ceresco, NE 68017 Property Records

Saunders County property record for 421 S 2nd St, Ceresco, NE 68017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1893
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,407 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2983-32-1-03005-005-7000`

Property Details

APN / Parcel Number

Primary APN	`2983-32-1-03005-005-7000`
Alternative APN	`005127000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
1st Floor Area	696 sqft

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Built-in

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	421 S 2ND ST
City	CERESCO
State	NE
Zip	68017-4161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOTS 5-6 BLOCK 5 & W 1/2 VAC ALLEY ORIGINAL TOWN CERESCO; MAP NUMBER: 2983-32-1-03005-005-7000
Legal Range	07
Legal Township	13
Legal Section	32
Legal Subdivision	CERESCO-O.T.
Legal Block	5
Legal Lot Number	5-6
Jurisdiction	SAUNDERS NE
Township / Civil Division	RICHLAND
Census Block Group	4
Census Block	4184
Census Tract	968200

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 209, CERESCO, NE 68017-0209
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN FCU
Dec 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2013
Deed Sale	Nov 7, 2013
Deed Book / Page	443 / 1299
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	421 S 2ND ST, CERESCO, NE 68017-4161
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005551188
Date	Mar 19, 2021
Book Page	555/1188
Instrument	2021-03-422

Lender

Name	LINCOLN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	421 S 2ND ST, CERESCO, NE 68017-4161
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005120059
Date	Dec 7, 2018
Book Page	512/59
Instrument	2018-12-096

Lender

Name	LINCOLN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Dec 30, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Ceresco Village
County	Saunders County
County Subdivision	Richland Township
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,407.00 (-5.82%)	$98,929 (+17.39%) Land $16,500 Building $82,429	$98,929 (+17.39%) Land $16,500 Building $82,429
2023	$1,494.00	$84,272 Land $12,650 Building $71,622	$84,272 Land $12,650 Building $71,622

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Jul 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CERESCO serves 919 people · EPA ID NE3115503
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Nearby Properties on S 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures