Kane County property record for 421 S 1st St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,560 sqft · built 1925 |
| Lot Size | 0.218 acres (9,490 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Nov 2017) |
| Tax Bill | $10,097 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10-226-004 |
| Primary APN | 12-10-226-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,340 sqft |
| Basement Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 9,490 sqft (0.218 acres) |
| View / Lot | Highway |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|
| Street Address | 421 S 1ST ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 1/2 L 9 & ALL L 10 B 2 RIVERSIDE ADD |
| Legal Subdivision | 2 RIVERSIDE ADDN |
| Legal Block | 2 |
| Legal Lot Number | 10,9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Geneva Historic District listed 1979 · 68 contributing resources · NRIS 79000845 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
421 S 1st St is owned and occupied by two individuals who bought it in November 2017.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 S 1ST ST, GENEVA, IL 60134-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK WESTERN MICHIGAN |
| Nov 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on File |
| Deed Sale | Nov 30, 2017 · Amount on File |
| Prior Sale | Jun 13, 1997 · Amount on File |
| Deed Document Number | 201762377 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 421 S 1ST ST, GENEVA, IL 60134-2707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000047779 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | 2017K047779 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 25, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 30, 2017 |
| Property Address | 421 S 1ST ST, GENEVA, IL 60134-2707 |
| Document Number | 0000062377 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 62377 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 118 S RIVER LN GENEVA IL 601342727, GENEVA, IL 60134-2727 |
| Document Number | 62378 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 62378 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
The 2025 property tax bill for 421 S 1st St was $10,097 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,097.00 Homeowner's exemption Senior Citizen's exemption | $155,798 (+8.5%) Land $48,161 Building $107,637 | $467,581 (+8.5%) Land $144,541 Building $323,040 |
| 2024 | $143,593 Land $44,388 Building $99,205 | $430,951 Land $133,217 Building $297,734 | |
| 2022 | $9,209.00 (+3.23%) Homeowner's exemption | $121,296 (+3.86%) Land $37,496 Building $83,800 | $363,888 (+3.86%) Land $112,488 Building $251,400 |
| 2021 | $8,921.00 Homeowner's exemption | $116,788 Land $36,102 Building $80,686 | $350,364 Land $108,306 Building $242,058 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 421 S 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 421 S 1st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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