421 S 1st Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 421 S 1st Ave, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,495 sqft · built 1905
Lot Size	0.274 acres (11,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$718,800 (Apr 2020)
Tax Bill	$6,746 (2026)
Deeds & Mortgages	Dec 2020 Mortgage May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RPS0494016007AA`

Property Details

APN / Parcel Number

Primary APN	`RPS0494016007AA`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	4 Stories
Building Area	2,495 sqft Finished Area
1st Floor Area	4,424 sqft
Attic	Attic
Attic Area	623 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2013
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	11,935 sqft (0.274 acres)
Garage Type	Carport
Carport	Carport
Pole Barn	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	421 S 1ST AVE
City	SANDPOINT
State	ID
Zip	83864-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W WEILS 3RD ADD BLK 16 LOT 7 & 8 CPWRS
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	WEILS 3RD ADD
Legal Block	16
Legal Lot Number	7-8
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	4
Census Block	4015
Census Tract	950300

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 S 1ST AVE, SANDPOINT, ID 83864-1203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 19, 2022	Intrafamily Transfer, Transfer
Apr 10, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 6, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2020 · Amount on Record
Deed Sale	Apr 10, 2020 · Amount on Record
Prior Sale	Dec 19, 2013
Deed Document Number	2020955524
Prior Transfer Date	Aug 19, 2010
Prior Transfer Doc	0000797806
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	421 S 1ST AVE, SANDPOINT, ID 83864-1203
Transaction Type	Mortgage
Record Updated	Jun 1, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000971876
Date	Dec 9, 2020
Instrument	971876

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Oct 1, 2051

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	May 19, 2022
Property Address	421 S 1ST AVE, SANDPOINT, ID 83864-1203
Document Number	0001005624
Map Reference	MB 1 PG 61
Instrument Date	May 16, 2022
Instrument	1005624
Transaction Type	Transfer
Record Updated	Jun 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	421 S 1ST AVE, SANDPOINT, ID 83864-1203

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Apr 10, 2020
Property Address	421 S 1ST AVE, SANDPOINT, ID 83864-1203
Document Number	0000955524
Map Reference	MB 1 PG 61
Instrument Date	Apr 8, 2020
Instrument	955524
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TTL SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S 1ST AVE, SANDPOINT, ID 83864-1203

Mortgage

Document Number	0000955525
Date	Apr 10, 2020
Instrument	955525

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Apr 6, 2017
Property Address	421 S 1ST AVE, SANDPOINT, ID 83864-1203
Document Number	0000903671
Map Reference	MB 1 PG 61
Instrument Date	Apr 6, 2017
Instrument	903671
Transaction Type	Transfer
Record Updated	Jun 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S 1ST AVE, SANDPOINT, ID 83864-1203

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,746.00 (+11.67%) Homeowner's exemption	$1,177,179 (-) Land $315,949 Building $861,230	$1,177,179 (-) Land $315,949 Building $861,230
2025	$6,041.00 (+13.38%) Homeowner's exemption	$1,177,179 (+4.02%) Land $315,949 Building $861,230	$1,177,179 (+4.02%) Land $315,949 Building $861,230
2023	$5,328.00 Homeowner's exemption	$1,131,718 Land $257,626 Building $874,092	$1,131,718 Land $257,626 Building $874,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1982–2011)
Most Recent Claim	Jun 2011 · tidal / storm surge
Claims by Event	Severe Storms, Snowmelt, Land/mud Slides, Flooding, Jun 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ziply Fiber.

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