Sussex County and Franklin Borough property record for 421 Rutherford Ave, Franklin, NJ 07416
| Property Type | Single Family Home |
|---|---|
| Details | 960 sqft · built 1960 |
| Lot Size | 0.181 acres (7,884 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Oct 2024) |
| Tax Bill | $6,763 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00204-0000-00034 |
| Primary APN | 06-00204-0000-00034 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 7,884 sqft (0.181 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Account Number | 00001290 |
|---|---|
| Street Address | 421 RUTHERFORD AVE |
| City | FRANKLIN |
| State | NJ |
| Zip | 07416-1531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | FORGE |
| Legal Block | 204 |
| Legal Lot Number | 34 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 372900 |
421 Rutherford Ave is owned and occupied by an individual who bought it in October 2024.
Source: Sussex County and Franklin Borough records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 RUTHERFORD AVE, FRANKLIN, NJ 07416-1531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 12, 2017 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2024 · Amount on File |
| Deed Sale | Oct 9, 2024 · Amount on File |
| Prior Sale | Apr 29, 2016 · Amount on File |
| Deed Document Number | 202417276 |
| Deed Book / Page | 10339 / 1950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 421 RUTHERFORD AVE, FRANKLIN, NJ 07416-1531 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 421 RIFLGZRFQRO AVE, FRANKLIN, NJ 07416 |
| Document Number | 0104261975 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 10426/1975 |
| Instrument | 2025023573 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Oct 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 421 RUTHERFORD AVE, FRANKLIN, NJ 07416-1531 |
| Document Number | 0094680925 |
| Book / Page | 009468 / 000925 |
| Instrument Date | Jan 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2017 |
| Name | Verified Name |
|---|---|
| Address | 421 RUTHERFORD AVE FRANKLIN NJ 074161531, FRANKLIN, NJ 07416-1531 |
| Document Number | 0094680925 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 009468/000925 |
| Instrument | 18830 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 22, 2032 |
The 2025 property tax bill for 421 Rutherford Ave was $6,763, down 4.9% from the year before.
Source: Sussex County and Franklin Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| Municipality | Franklin Borough |
| Elementary School District | Franklin Borough School District (KG - 08) |
| Secondary School District | Wallkill Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,500 (+12.12%) Land $97,700 Building $203,800 | $301,500 (+12.12%) Land $97,700 Building $203,800 | |
| 2025 | $6,763.00 (-4.91%) | $268,900 Land $93,200 Building $175,700 | $268,900 Land $93,200 Building $175,700 |
| 2024 | $7,112.00 | ||
| 2023 | $237,900 Land $68,300 Building $169,600 | $237,900 Land $68,300 Building $169,600 | |
| 2022 | $5,929.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 Rutherford Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 421 Rutherford Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN BD OF PUBLIC WORKS serves 5,500 people · EPA ID NJ1906002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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