421 Ruth Ave, Benton, KY 42025 Property Records

Marshall County property record for 421 Ruth Ave, Benton, KY 42025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,462 sqft · built 2004
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jun 2018)
Tax Bill	$1,892 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0P-01-01-089.10`

Property Details

APN / Parcel Number

Primary APN	`0P-01-01-089.10`
Alternative APN	`1009780`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,462 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	59,677 sqft (1.37 acres)
Garage Type	Attached
Garage Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1009780
Street Address	421 RUTH AVE
City	BENTON
State	KY
Zip	42025-6674
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MARSHALL KY
Township / Civil Division	CALVERT CITY
Census Block Group	2
Census Block	2048
Census Tract	950200

Owner

Source: Marshall County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 RUTH AVE, BENTON, KY 42025-6674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CRESCENT MORTGAGE CO
Jun 28, 2018	Deed, Transfer · Conventional Mortgage CRESCENT MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	Oct 29, 2010 · Amount on Record
Deed Document Number	20181017680
Deed Book / Page	461 / 129
Prior Transfer Date	Jan 28, 2010
Prior Transfer Doc	0000206461
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	421 RUTH AVE, BENTON, KY 42025-6674
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG965/260
Date	Feb 23, 2021
Book Page	MTG 965/260
Instrument	1035729

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MARSHALL KY
Recording Date	Jun 28, 2018
Property Address	421 RUTH AVE, BENTON, KY 42025-6674
Document Number	DEED461/129
Book / Page	DEED 461 / 129
Instrument Date	Jun 24, 2018
Instrument	1017680
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9546 SCALE RD, 9546, BENTON, KY 42025-6705

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 RUTH AVE, BENTON, KY 42025-6674

Mortgage

Document Number	1017690
Date	Jun 28, 2018
Instrument	1017690

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,892.00 (+18.03%)	$191,000 (+24.03%) Land $14,000 Building $177,000	$191,000 (+36.43%) Land $14,000 Building $177,000
2023	$1,603.00	$154,000
2022			$140,000 Land $14,000 Building $126,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARSHALL WATER DISTRICT #1 serves 16,276 people · EPA ID KY0790319
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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