421 Rockey Brook Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 421 Rockey Brook Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,440 sqft · built 2023
Lot Size	0.298 acres (12,981 sqft)
Owner	2 Company Names on Record
Last Sale	$411,566 (Jul 2026)
Tax Bill	$2,035 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`66376`

Property Details

APN / Parcel Number

Primary APN	`66376`
Alternative APN	`1344803`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,440 sqft Finished Area
Upper Floors Area	840 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	12,981 sqft (0.298 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1344803
Street Address	421 ROCKEY BROOK RD
City	SHELBY
State	NC
Zip	28150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#1 PB47-55 .298AC ROCKY BROOK
Legal Subdivision	ROCKY BROOK
Legal Block	3
Legal Lot Number	11
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2030
Census Tract	951000

Owner

Source: Cleveland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	425 S FINANCIAL PL, 2000, CHICAGO, IL 60605-1000
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Trustee's Deed, Transfer NONE LISTED ON DOCUMENT
Mar 28, 2024	Deed of Trust, Mortgage · Commercial Mortgage CARTER LUMBER OF THE SOUTH INC A NORTH C
Aug 29, 2022	Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Deed Document Number	2026200130566
Deed Book / Page	1978 / 1744
Record Updated	Sep 20, 2026

July 2026: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 2, 2026
Property Address	421 ROCKEY BROOK RD, SHELBY, NC 28150
Document Number	0200130566
Book / Page	1978 / 1744
Instrument Date	Jul 1, 2026
Instrument	2026200130566
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$83,136.13
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	421 ROCKEY BROOK RD, SHELBY, NC 28150-5952
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 RACEWAY DR 7, 7, MOORESVILLE, NC 28117-6518
Investor	Possibly a Property Investor

Mortgage

Document Number	0019172934
Date	Mar 28, 2024
Book Page	1917/2934
Instrument	200098655

Lender

Name	CARTER LUMBER OF THE SOUTH INC A NORTH C
Type	Non-Lending Institution
Address	601 TALLMADGE RD, KENT, OH 44240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 26, 2025

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 29, 2022
Property Address	421 ROCKEY BROOK RD, SHELBY, NC 28150-5952
Document Number	0018810798
Book / Page	1881 / 798
Instrument Date	Aug 25, 2022
Instrument	200077674
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$128.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3965, MOORESVILLE, NC 28117-3965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3965, MOORESVILLE, NC 28117-3965
Investor	Possibly a Property Investor

Mortgage

Document Number	0001881801
Date	Aug 29, 2022
Instrument	1881/801

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 25, 2023

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,568 (-) Land $8,056 Building $196,512	$204,568 (-) Land $8,056 Building $196,512
2025	$2,035.00	$204,568 Land $8,056 Building $196,512	$204,568 Land $8,056 Building $196,512

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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