421 Rochester Rd, Sparta, MO 65753 Property Records

Christian County property record for 421 Rochester Rd, Sparta, MO 65753

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,356 sqft · built 1989
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$322,304 (May 2021)
Tax Bill	$1,673 (2024)
Deeds & Mortgages	Dec 2021 Mortgage May 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`12-0.4-20-0-0-21`

Property Details

APN / Parcel Number

Primary APN	`12-0.4-20-0-0-21`
Alternative APN	`12-0.4-20-000-000-021.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,356 sqft Living Area
1st Floor Area	2,356 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	304,920 sqft (7 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	421 ROCHESTER RD
City	SPARTA
State	MO
Zip	65753-9017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE4 SE4 EX N 1000 E792 EX 870 , W547.23; EX TR A
Legal Range	20W
Legal Township	27N
Legal Section	20
Legal Subdivision	SPARTA OUT
Legal Tract	A
Jurisdiction	CHRISTIAN MO
Township / Civil Division	MCCRACKEN
Census Block Group	1
Census Block	1004
Census Tract	20302

Owner

Source: Christian County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 ROCHESTER RD, SPARTA, MO 65753-9017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
May 13, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Jul 6, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 16, 2019	Warranty Deed, Transfer · FHA Mortgage BANK OF LITTLE ROCK
Sep 11, 2019	Correction Deed COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE CO.
Dec 11, 2018	Grant Deed, Transfer ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC
Aug 28, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Prior Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	20219006
Deed Book / Page	2021 / 8934
Prior Transfer Date	Sep 10, 2019
Prior Transfer Doc	0201912060
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	421 ROCHESTER RD, SPARTA, MO 65753-9017
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ROCHESTER RD, SPARTA, MO 65753-9017

Mortgage

Document Number	0202122363
Date	Dec 10, 2021
Book Page	2021/22363
Instrument	2021L22568

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	May 13, 2021
Property Address	421 ROCHESTER RD, SPARTA, MO 65753-9017
Document Number	0202108934
Book / Page	2021 / 8934
Instrument Date	May 12, 2021
Instrument	2021L09006
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	HOAGLAND TITLE COMPANY, HOGAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ROCHESTER RD, SPARTA, MO 65753-9017

Mortgage

Document Number	2021L09007
Date	May 13, 2021
Instrument	2021L09007

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	421 ROCHESTER RD, SPARTA, MO 65753-9017
Document Number	0202011665
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN NDTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ROCHESTER RD SPARTA MO 657539017, SPARTA, MO 65753-9017

Mortgage

Document Number	0202011665
Date	Jul 28, 2020
Book Page	002020/011665
Instrument	11772

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 16, 2019
Property Address	421 ROCHESTER RD, SPARTA, MO 65753-9017
Document Number	0201912282
Book / Page	002019 / 012282
Instrument Date	Sep 13, 2019
Instrument	12408
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ROCHESTER RD SPARTA MO 657539017, SPARTA, MO 65753-9017

Mortgage

Document Number	201912284
Date	Sep 16, 2019
Book Page	002019/012284
Instrument	12410

Lender

Name	BANK OF LITTLE ROCK
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

September 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Sep 11, 2019
Property Address	421 ROCHESTER RD, SPARTA, MO 65753-9017
Document Number	0201912060
Book / Page	002019 / 012060
Instrument Date	Sep 10, 2019
Instrument	12183
Record Updated	Sep 23, 2019
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	925 INDIAN GROVE LN ROGERSVILLE MO 657427683, ROGERSVILLE, MO 65742-7683

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Dec 11, 2018
Property Address	421 ROCHESTER RD, SPARTA, MO 65753-9017
Document Number	0201816130
Book / Page	002018 / 016130
Instrument Date	Oct 15, 2018
Instrument	16301
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	925 INDIAN GROVE LN ROGERSVILLE MO 657427683, ROGERSVILLE, MO 65742-7683

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Aug 28, 2018
Property Address	421 ROCHESTER RD, SPARTA, MO 65753-9017
Document Number	0201811402
Book / Page	002018 / 011402
Instrument Date	Aug 16, 2018
Instrument	11531
Transaction Type	Foreclosure
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Sparta R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,390 (+6.62%)	$171,600 (+6.58%) Land $20,900 Building $150,700
2024	$1,673.00
2023		$30,380	$161,000 Land $20,900 Building $140,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2015–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 79% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: White River Connect, Wisper ISP, WON Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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