421 Robert St S, Saint Paul, MN 55107 Property Records

Ramsey County property record for 421 Robert St S, Saint Paul, MN 55107

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 900 sqft · built 1982
Lot Size	0.2 acres (871 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Oct 2025)
Tax Bill	$2,272 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2025 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`08-28-22-22-0131`

Property Details

APN / Parcel Number

Primary APN	`08-28-22-22-0131`
Alternative APNs	`8386035` `433138`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	900 sqft Living Area
1st Floor Area	450 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	871 sqft (0.2 acres)
View / Lot	Neighborhood / Spot

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	433138
Street Address	421 ROBERT ST S
City	SAINT PAUL
State	MN
Zip	55107-2238
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	DELOS CROSSING TOWNHOMES COMMON AREA INTEREST IN FOL; SUBJ TO ...TOWNHOMES LOT 1 BLK 5
Legal Range	22
Legal Township	28
Legal Section	08
Legal Subdivision	DELOS CROSSING TOWNHOMES
Legal Block	5
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1012
Census Tract	37100

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 ROBERT ST S, SAINT PAUL, MN 55107-2238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Ground Lease, Transfer
Oct 23, 2025	Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE INC
Feb 6, 2024	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Feb 6, 2024	Ground Lease, Transfer · Second Mortgage (Down Payment) SWBC MORTGAGE CORP
Feb 6, 2024	Warranty Deed, Transfer EDGEWATER TITLE GROUP LLC
Nov 4, 2020	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY
Dec 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORWORKS HM PTRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	Feb 6, 2024 · Amount on Record
Deed Document Number	20255083878
Record Updated	Oct 29, 2026

October 2025: Ground Lease, Transfer

Document Type	Ground Lease
Jurisdiction	RAMSEY MN
Recording Date	Oct 23, 2025
Property Address	421 ROBERT ST S, SAINT PAUL, MN 55107-2238
Document Number	0A05083879
Instrument Date	Oct 6, 2025
Instrument	A05083879
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1041 SELBY AVE, SAINT PAUL, MN 55104-6535

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 23, 2025
Property Address	421 ROBERT ST S, SAINT PAUL, MN 55107-2238
Document Number	0A05083878
Instrument Date	Oct 5, 2025
Instrument	A05083878
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ROBERT ST S, SAINT PAUL, MN 55107-2238

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 6, 2024
Property Address	421 ROBERT ST S, SAINT PAUL, MN 55107-2238
Document Number	0A05015926
Instrument Date	Feb 2, 2024
Instrument	A05015926
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ROBERT ST S, SAINT PAUL, MN 55107-2238

Mortgage

Document Number	0A05015928
Date	Feb 6, 2024
Instrument	A05015928

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2024: Ground Lease, Transfer

Document Type	Ground Lease
Jurisdiction	RAMSEY MN
Recording Date	Feb 6, 2024
Property Address	421 ROBERT ST S, SAINT PAUL, MN 55107-2238
Document Number	0A05015927
Instrument Date	Feb 2, 2024
Instrument	A05015927
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A05015929
Date	Feb 6, 2024
Instrument	A05015929

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 6, 2024
Property Address	421 ROBERT ST S, SAINT PAUL, MN 55107-2238
Document Number	0A05015925
Instrument Date	Feb 2, 2024
Instrument	A05015925
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	EDGEWATER TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$707.52
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 SELBY AVE, SAINT PAUL, MN 55104-6535
Investor	Possibly a Property Investor

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 4, 2020
Property Address	421 ROBERT ST S, SAINT PAUL, MN 55107-2238
Document Number	0004842803
Instrument Date	Oct 8, 2020
Instrument	4842803
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NETWORK TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 ROBERT ST S ST PAUL MN 551072238, ST PAUL, MN 55107-2238

Mortgage

Document Number	4842804
Date	Nov 4, 2020
Instrument	4842804

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

Mortgage

Document Number	4842805,
Date	Nov 4, 2020
Instrument	4842805

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CONCORD, CA 94520

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	421 ROBERT ST S, SAINT PAUL, MN 55107-2238
Document Number	0004742918
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	421 ROBERT ST S ST PAUL MN 551072238, ST PAUL, MN 55107-2238

Mortgage

Document Number	0004742918
Date	Jan 16, 2019
Instrument	4742918

Lender

Name	NEIGHBORWORKS HM PTRS
Address	SAINT PAUL, MN 55116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,000 (-9.49%) Land $30,000 Building $175,000	$205,000 (-9.49%) Land $30,000 Building $175,000
2025	$2,272.00 (-15.22%) Homeowner's exemption	$226,500 (+22.37%) Land $30,000 Building $196,500	$226,500 (+22.37%) Land $30,000 Building $196,500
2024	$2,680.00 (-0.45%)
2023	$2,692.00 Homeowner's exemption	$185,100 Land $30,000 Building $155,100	$185,100 Land $30,000 Building $155,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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