421 Riverside Dr, Piqua, OH 45356 Property Records

Miami County property record for 421 Riverside Dr, Piqua, OH 45356

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,176 sqft · built 1920
Lot Size	0.249 acres (10,846 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Oct 2025)
Tax Bill	$1,964 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N44-078568`

Property Details

APN / Parcel Number

Primary APN	`N44-078568`
Alternative APNs	`060607.4-13-022-00` `N44053280`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
1st Floor Area	2,784 sqft
Upper Floors Area	784 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,846 sqft (0.249 acres)
Lot Dimensions	153 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	234 sqft
Deck Area	200 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	421 RIVERSIDE DR
City	PIQUA
State	OH
Zip	45356-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 8743
Legal Subdivision	PIQUA
Legal Lot Number	8743
Jurisdiction	MIAMI OH
Township / Civil Division	PIQUA
Census Block Group	3
Census Block	3009
Census Tract	315100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 LAKE RIDGE DR, PIQUA, OH 45356-5441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage WESTERN OHIO MORTGAGE CORP
May 5, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Deed Document Number	202512362
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	421 RIVERSIDE DR, PIQUA, OH 45356-2029
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LAKE RIDGE DR, PIQUA, OH 45356-5441

Mortgage

Document Number	0000012363
Date	Oct 27, 2025
Instrument	2025OR-12363

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company
Address	733 FAIR RD, SIDNEY, OH 45365

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	7 Months
Due	May 1, 2026

Interest

Rate	9.75%
Type Change Date	Dec 1, 2025
Change Frequency	6 Months
Min Rate At Change	8.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	14.7%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	421 RIVERSIDE DR, PIQUA, OH 45356-2029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005597
Date	May 5, 2020
Instrument	2020OR-05597

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Mar 25, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
Municipality	Piqua City
Unified School District	Piqua City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,964.00 (-1.01%) Homeowner's exemption	$71,540 (+38%) Land $11,620 Building $59,920	$204,400 (+38.01%) Land $33,200 Building $171,200
2024	$1,984.00 (+7.19%) Homeowner's exemption	$51,840 (-) Land $12,570 Building $39,270
2023	$1,851.00 (-4.09%) Homeowner's exemption	$51,840 (-) Land $12,570 Building $39,270	$148,100 (-) Land $35,900 Building $112,200
2022	$1,930.00 Homeowner's exemption	$51,840 Land $12,570 Building $39,270	$148,100 Land $35,900 Building $112,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIQUA CITY PWS serves 20,354 people · EPA ID OH5501211
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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