421 River Rd, Standish, ME 04084 Property Records

Cumberland County and Standish Town property record for 421 River Rd, Standish, ME 04084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1978
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,800 (Jul 2021)
Tax Bill	$3,328 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STAN M:1 L:13`

Property Details

APN / Parcel Number

Primary APN	`STAN M:1 L:13`
Alternative APN	`3024`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,664 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,476 sqft (2.1 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	3024
Street Address	421 RIVER RD
City	STANDISH
State	ME
Zip	04084-6369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	13
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	2
Census Block	2002
Census Tract	17003

Owner

Source: Cumberland County and Standish Town records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 735, BUXTON, ME 04093-0735
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage TRUCHOICE FEDERAL CREDIT UNION
Sep 17, 2018	Deed of Trust, Mortgage TRUCHOICE FCU
Jul 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TRUCHOICE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Aug 19, 2011 · Amount on Record
Deed Document Number	202154970
Deed Book / Page	38490 / 146
Prior Transfer Date	Jul 22, 2021
Prior Transfer Doc	0384900146
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Recording Date	Jun 12, 2026
Property Address	421 RIVER RD, STANDISH, ME 04084-6369
Document Number	0423190267
Book / Page	42319 / 267
Instrument Date	Jun 8, 2026
Instrument	202623139
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 RIVER RD, STANDISH, ME 04084-6369

Mortgage

Document Number	0000023139,
Date	Jun 12, 2026
Book Page	42319/267
Instrument	202623139

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.72%
Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	421 RIVER RD, STANDISH, ME 04084-6369
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0351500024
Date	Sep 17, 2018
Book Page	35150/0024
Instrument	000000047703

Lender

Name	TRUCHOICE FCU

Agreement

Amount	Amount Recorded

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANDISH ME
Recording Date	Jul 30, 2021
Property Address	421 RIVER RD, STANDISH, ME 04084-6369
Document Number	0384900146
Book / Page	38490 / 146
Instrument Date	Jul 22, 2021
Instrument	54970
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000054971
Date	Jul 30, 2021
Instrument	54971

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,328.00 (+1.62%)	$268,400 (+3.27%) Land $71,600 Building $196,800
2024	$3,275.00 (+8.01%)	$259,900 (+18.73%) Land $66,400 Building $193,500
2023	$3,032.00 (+11.96%)	$218,900 (+16.81%) Land $55,900 Building $163,000
2022	$2,708.00	$187,400 Land $49,800 Building $137,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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