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421 River Rd, Saint James, NY 11780 Property Records

Suffolk County and Smithtown Town property record for 421 River Rd, Saint James, NY 11780

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,907 sqft · built 1971
Lot Size2.53 acres (110,207 sqft)
OwnerIndividual Name on Record
Last Sale$1,130,000 (Feb 2024)
Tax Bill$26,759 (2024)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN473403 11.-3-7

Property Details

APN / Parcel Number

Primary APN473403 11.-3-7
Alternative APNs
  • 0802-011.00-03.00-007.000
  • 340301100000030070000000
  • 4734001252

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,907 sqft Living Area
Gross Area4,182 sqft
1st Floor Area1,827 sqft
2nd Floor Area2,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleColonial
Exterior MaterialBrick
Lot Area110,207 sqft
View / LotSuburban
Garage TypeBasement
PorchCovered Porch
Porch Area435 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address421 RIVER RD
CitySAINT JAMES
StateNY
Zip11780-4201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1-31876 TC-75 ANDERSON LAUREL HUNTLEY RIVER RD
Legal Block3
Legal Lot Number7
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group1
Census Block1008
Census Tract135004

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address325 FORT SALONGA RD, NORTHPORT, NY 11768-2848
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2024 · Amount on Record
Deed SaleFeb 13, 2024 · Amount on Record
Deed Book / Page13236 / 142
Prior Transfer DateAug 15, 2000
Record UpdatedSep 20, 2026

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateFeb 13, 2024
Property Address421 RIVER RD, SAINT JAMES, NY 11780-4201
Document Number0132360142
Book / Page13236 / 142
Instrument DateDec 21, 2023
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 FORT SALONGA RD, NORTHPORT, NY 11768-2848
InvestorPossibly a Property Investor

Mortgage

Document Number0023566840
DateFeb 13, 2024
Instrument23566/840
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
MunicipalityNissequogue Village
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,845 (-) Land $1,125 Building $11,720$1,605,625 (+10,775.27%) Land $140,625 Building $1,465,000
2024$26,759.00
2023$12,845 Land $1,125 Building $11,720$14,764 Land $1,293 Building $13,471

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Nearby Flood Policies37 in force
Nearby Flood Claims49 (1978–2024)
Claims Outside the SFHA17 of 49
Most Recent ClaimAug 2024 · Severe Storm And Flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 15 claims
  • Hurricane Irene, Aug 2011 · 3 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300

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