Hardin County property record for 421 River Birch Dr, Lumberton, TX 77657
| Property Type | Single Family Home |
|---|---|
| Details | 4,114 sqft · built 2017 |
| Lot Size | 0.377 acres (16,431 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,824 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004691-000720 |
| Primary APN | 004691-000720 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,114 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 16,431 sqft (0.377 acres) |
| Lot Dimensions | 180 ft deep x 91 ft wide |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Account Number | 77571 |
|---|---|
| Street Address | 421 RIVER BIRCH DR |
| City | LUMBERTON |
| State | TX |
| Zip | 77657-8688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S04691 RIVER BIRCH PHASE II BLK 7, LOT 3, ACRES .3122 SEC II-B SEC II-B |
| Legal Subdivision | RIVER BIRCH PHASE II |
| Legal Phase | 2 |
| Legal Block | 7 |
| Legal Lot Number | 3 |
| Jurisdiction | HARDIN TX |
| Township / Civil Division | LUMBERTON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30504 |
Source: Hardin County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 421 RIVER BIRCH DR, LUMBERTON, TX 77657-8688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 23, 2019 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2019 |
| Deed Sale | Apr 23, 2019 |
| Prior Sale | Apr 19, 2017 |
| Deed Document Number | 2019-94216 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TX |
| Property Address | 421 RIVER BIRCH DR, LUMBERTON, TX 77657-8688 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | STEWART TITLE, STEWART T |
| Name | Verified Name |
|---|
| Document Number | 0000117999 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021-117999 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARDIN TX |
| Recording Date | Apr 23, 2019 |
| Property Address | 421 RIVER BIRCH DR, LUMBERTON, TX 77657-8688 |
| Document Number | 0000094216 |
| Map Reference | VOL 4 PG 183 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 2019-94216 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 421 RIVER BIRCH DR, LUMBERTON, TX 77657-8688 |
| Document Number | 0000094217 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 2019-94217 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Hardin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hardin County |
| Municipality | Lumberton City |
| Unified School District | Lumberton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,824.00 (-4.83%) Homeowner's exemption | $638,750 (-) Land $69,952 Building $568,798 | $638,750 (-) Land $69,952 Building $568,798 |
| 2024 | $9,272.00 (-0.88%) Homeowner's exemption | $638,750 (-11.1%) Land $69,952 Building $568,798 | $638,750 (-11.1%) Land $69,952 Building $568,798 |
| 2023 | $9,354.00 Homeowner's exemption | $718,465 Land $137,478 Building $580,987 | $718,465 Land $137,478 Building $580,987 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 218 policies |
| Nearby Flood Policies | 218 in force |
| Nearby Flood Claims | 31 (2001–2026) |
| Claims Outside the SFHA | 31 of 31 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUMBERTON MUD serves 31,428 people · EPA ID TX1000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| ITC Broadband Operating Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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