421 Ridge Crest Dr, Richardson, TX 75080 Property Records

Dallas County property record for 421 Ridge Crest Dr, Richardson, TX 75080

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,331 sqft · built 2019
Lot Size	0.233 acres (10,135 sqft)
Owner	2 Individual Names on File
Last Sale	$929,300 (Jul 2019)
Tax Bill	$30,539 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-03450-031-029-0000`

Property Details

APN / Parcel Number

Primary APN	`42-03450-031-029-0000`
Alternative APN	`420345003102900`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,331 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,135 sqft (0.233 acres)
Lot Dimensions	126 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	420345003102900
Street Address	421 RIDGE CREST DR
City	RICHARDSON
State	TX
Zip	75080-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z277
Legal Description	CANYON CREEK COUNTRY CLUB 6 BLK 31 LT 29 INT201900176108 DD06282019 CO-DC 0345003102900 3CR03450031
Legal Subdivision	CANYON CREEK COUNTRY CLUB 6
Legal Tract	3450
Legal Block	31
Legal Lot Number	29
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1035
Census Tract	19210

Owner

421 Ridge Crest Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 RIDGE CREST DR, RICHARDSON, TX 75080-2533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage AMPLIFY CU
Jul 9, 2019	Vendor's Lien, Transfer · Construction Mortgage WILLOW BEND MORTGAGE CO
Dec 22, 2017	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on File
Deed Sale	Jul 9, 2019 · Amount on File
Prior Sale	Dec 22, 2017 · Amount on File
Deed Document Number	2019176108
Prior Transfer Date	Jun 28, 2019
Prior Transfer Doc	0000176108
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	421 RIDGE CREST DR, RICHARDSON, TX 75080-2533
Document Number	0000246469
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 RIDGE CREST DR RICHARDSON TX 750802533, RICHARDSON, TX 75080-2533

Mortgage

Document Number	0000246469
Date	Sep 10, 2020
Instrument	246469

Lender

Name	AMPLIFY CU
Address	AUSTIN, TX 78727

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2050

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Jul 9, 2019
Property Address	421 RIDGE CREST DR, RICHARDSON, TX 75080-2533
Document Number	201900176108
Map Reference	VOL 137 PG 2363
Instrument Date	Jun 28, 2019
Instrument	201900176108
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 RIDGE CREST DR, RICHARDSON, TX 75080-2533

Mortgage

Document Number	201900176110
Date	Jul 9, 2019
Instrument	201900176110

Lender

Name	WILLOW BEND MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 30, 2020

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Dec 22, 2017
Property Address	421 RIDGE CREST DR, RICHARDSON, TX 75080-2533
Document Number	0000357648
Instrument Date	Dec 20, 2017
Instrument	357648
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	421 RIDGE CREST DR RICHARDSON TX 750802533, RICHARDSON, TX 75080-2533

Mortgage

Document Number	357649
Date	Dec 22, 2017
Instrument	357649

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 421 Ridge Crest Dr was $30,539 with exemptions applied, up 4.3% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Richardson City
Unified School District	Richardson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,692,310 (+3.59%) Land $400,000 Building $1,292,310	$1,692,310 (+3.59%) Land $400,000 Building $1,292,310
2025	$30,539.00 (+4.3%) Homeowner's exemption	$1,633,660 Land $400,000 Building $1,233,660	$1,633,660 Land $400,000 Building $1,233,660
2024	$29,281.00 (+7.02%)
2023	$27,361.00 (-8.03%) Homeowner's exemption	$1,407,000 Land $350,000 Building $1,057,000	$1,407,000 Land $350,000 Building $1,057,000
2022	$29,749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Ridge Crest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1989–1990)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1990 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Ridge Crest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHARDSON serves 122,615 people · EPA ID TX0570015
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8, Hotwire Communications.

Nearby Properties on Ridge Crest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures