Erie County and Elma Town property record for 421 Rice Rd, Elma, NY 14059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,450 sqft · built 1880 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (May 2017) |
| Tax Bill | $5,931 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 144200 145.12-3-1 |
| Primary APN | 144200 145.12-3-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,450 sqft Living Area |
| 1st Floor Area | 1,245 sqft |
| 2nd Floor Area | 1,205 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 113,256 sqft (2.6 acres) |
| Lot Width | 178 ft Width |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 421 RICE RD |
|---|---|
| City | ELMA |
| State | NY |
| Zip | 14059-9579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BUFFALO CREEK |
| Legal Block | 3 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | ELMA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 14102 |
Source: Erie County and Elma Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 RICE RD, ELMA, NY 14059-9579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU |
| Mar 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES FCU |
| May 19, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2017 · Amount on Record |
| Deed Sale | May 19, 2017 · Amount on Record |
| Deed Document Number | 201799822 |
| Deed Book / Page | 11313 / 3992 |
| Prior Transfer Date | Nov 2, 2014 |
| Prior Transfer Doc | 0112735807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 421 RICE RD, ELMA, NY 14059-9579 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 421 RICE RD, ELMA, NY 14059-9579 |
| Document Number | 0140131733 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 14013/1733 |
| Instrument | 2021174569 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 2, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 421 RICE RD, ELMA, NY 14059-9579 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 421 RICE RD, ELMA, NY 14059-9579 |
| Document Number | 0139843083 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 13984/3083 |
| Instrument | 2021045531 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 421 RICE RD, ELMA, NY 14059-9579 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 421 RICE RD, ELMA, NY 14059-9579 |
| Document Number | 0113761273 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 11376/1273 |
| Instrument | 2021045532 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 19, 2017 |
| Property Address | 421 RICE RD, ELMA, NY 14059-9579 |
| Document Number | 0113133992 |
| Book / Page | 011313 / 003992 |
| Instrument Date | May 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 RICE RD ELMA NY 140599579, ELMA, NY 14059-9579 |
Source: Erie County and Elma Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Elma Town |
| Unified School District | Iroquois Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,931.00 (+248.88%) | ||
| 2025 | $1,700.00 (-70.3%) | $10,100 (-) Land $2,000 Building $8,100 | $388,450 (+3.84%) Land $76,921 Building $311,529 |
| 2024 | $5,723.00 | $10,100 (-) Land $2,000 Building $8,100 | $374,074 (+3.7%) Land $74,074 Building $300,000 |
| 2023 | $10,100 Land $2,000 Building $8,100 | $360,714 Land $71,429 Building $289,285 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1985–1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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