Bay County property record for 421 Rhetts Loop, Panama City, FL 32404 · Last verified February 2026
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,484 sqft · built 2021 |
| Lot Size | 0.042 acres (1,873 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,629 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 07379-975-315 |
| Primary APN | 07379-975-315 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Heated Area |
| Gross Area | 1,852 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 1,873 sqft (0.042 acres) |
| Lot Dimensions | 75 ft deep x 25 ft wide |
| Driveway | Driveway |
| Driveway Area | 256 sqft |
| Fence | Fence |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 421 RHETTS LOOP |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-9829 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | COVE AT BRIDGE HARBOR LOT 63 ORB 4836 P 902 |
| Legal Lot Number | 63 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 806 |
Source: Bay County records · APN 07379-975-315
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 14 STEUBEN LN, JACKSON, NJ 08527-2043 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 16, 2024 |
| Deed Sale | Aug 16, 2024 |
| Deed Document Number | 0004836902 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,629.00 (-14.17%) | $192,045 (-12.92%) Land $34,000 Building $158,045 | $192,045 (-12.92%) Land $34,000 Building $158,045 |
| 2023 | $3,063.00 (+18.03%) | $220,548 (+9.73%) Land $38,500 Building $182,048 | $220,548 (+9.73%) Land $38,500 Building $182,048 |
| 2022 | $2,595.00 | $200,984 Land $34,000 Building $166,984 | $200,984 Land $34,000 Building $166,984 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,923 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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