Seminole County property record for 421 Reed Ave, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 920 sqft · built 1973 |
| Lot Size | 0.177 acres (7,717 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $381 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-21-31-503-0000-025A |
| Primary APN | 11-21-31-503-0000-025A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 920 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,717 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 20 sqft |
| Patio Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Utility Building | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 421 REED AVE |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-8120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 46 FT OF S 75 FT OF LOT 25 & W 57 FT OF S 75 FT OF LOT 26 WASHINGTON HEIGHTS PB 3 PG 37 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 11 |
| Legal Subdivision | WASHINGTON HEIGHTS |
| Legal Tract | 503 |
| Legal Lot Number | 25-26 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 21311 |
421 Reed Ave is owned and occupied by an individual who acquired it in February 2017.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 REED AVE, OVIEDO, FL 32765-8120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FINANCIAL CU |
| Jan 18, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2017 |
| Deed Sale | Feb 13, 2017 |
| Prior Sale | Jan 18, 2017 |
| Deed Document Number | 2017015356 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 421 REED AVE, OVIEDO, FL 32765-8120 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 421 REED AVE, OVIEDO, FL 32765-8120 |
| Document Number | 0105040471 |
|---|---|
| Date | Sep 8, 2023 |
| Book Page | 10504/471 |
| Instrument | 2023083392 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 7, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jan 18, 2017 |
| Property Address | 421 REED AVE, OVIEDO, FL 32765-8120 |
| Document Number | 0088460336 |
| Book / Page | 008846 / 000336 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 6264 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6053 GREENSPRING RD FREDERICKSBURG VA 224079217, FREDERICKSBURG, VA 22407-9217 |
The 2025 property tax bill for 421 Reed Ave was $381 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $381.00 Homeowner's exemption | $46,404 | $171,658 Land $65,000 Building $106,658 |
| 2023 | $322.00 (+5.57%) Homeowner's exemption | $40,384 (+3%) | $151,200 (-1.14%) Land $55,000 Building $96,200 |
| 2022 | $305.00 Homeowner's exemption | $39,208 | $152,942 Land $55,000 Building $97,942 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 Reed Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Reed Ave is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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