St. Charles County property record for 421 Redeemer Ct, Defiance, MO 63341 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,215 sqft · built 2021 |
| Lot Size | 3.07 acres (134,165 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,072,000 (Sep 2022) |
| Tax Bill | $12,712 (2025) |
| Deeds & Mortgages | Mar 2022 Construction Loan Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T211300004 |
| Primary APN | T211300004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,215 sqft Living Area |
| Basement Area | 3,215 sqft |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 134,165 sqft (3.07 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Account Number | T211300004 |
|---|---|
| Street Address | 421 REDEEMER CT |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KOHLER ESTATES #1 LOT 3 |
| Legal Subdivision | KOHLER ESTATES #1 |
| Legal Lot Number | 3 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 312204 |
Source: St. Charles County records · APN T211300004
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 421 REDEEMER CT, DEFIANCE, MO 63341-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 07, 2022 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK & TRUST CO |
| Sep 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage CNB ST LOUIS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 2022 · Amount on Record |
| Deed Sale | Sep 01, 2022 · Amount on Record |
| Deed Document Number | 0202248605 |
| Deed Book / Page | 2022 / 48605 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 421 REDEEMER CT, DEFIANCE, MO 63341-1305 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4019 HIGHWAY D, DEFIANCE, MO 63341-1727 |
| Document Number | 0000013373 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 2022R-013373 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 01, 2022 |
| Property Address | 421 REDEEMER CT, DEFIANCE, MO 63341-1305 |
| Document Number | 0000048605 |
| Map Reference | MB 51 PG 59 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022R-048605 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4019 HIGHWAY D, DEFIANCE, MO 63341-1727 |
| Name | Verified Name |
|---|---|
| Address | 421 REDEEMER CT, DEFIANCE, MO 63341-1305 |
| Document Number | 0000048606 |
|---|---|
| Date | Sep 01, 2022 |
| Instrument | 2022R-048606 |
| Name | CNB ST LOUIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Sep 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Margin | 5 |
| Max Rate | 10% |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,712.00 | $212,322 (+4.24%) | $1,117,483 (+4.24%) Land $209,999 Building $907,484 |
| 2023 | $203,680 | ||
| 2022 | $1,072,000 Land $175,000 Building $897,000 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833122044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 35% of the US · above 26% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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