421 Rainbow Dr, Unit 18, Silverthorne, CO 80498 Property Records

Summit County property record for 421 Rainbow Dr, Unit 18, Silverthorne, CO 80498

Property Summary

Property Type	Condominium
Details	3 bd · 1.75 ba · 1,176 sqft · built 2015
Owner	2 Individual Names on Record
Last Sale	$1,270,000 (May 2024)
Tax Bill	$3,978 (2025)
Deeds & Mortgages	May 2019 Mortgage Dec 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2097-1210-13-001`

Property Details

APN / Parcel Number

Primary APN	`2097-1210-13-001`
Alternative APN	`6517337`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,596 sqft
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Terrain	Rolling
View / Lot	Average
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	421 RAINBOW DR, 18
City	SILVERTHORNE
State	CO
Zip	80498-5543
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RF
Legal Description	UNIT 8 BLDG 1 RIVERS EDGE CONDO
Legal Subdivision	RIVERS EDGE CONDO
Legal Block	1
Legal Lot Number	8
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	1
Census Block	1015
Census Tract	102

Owner

Source: Summit County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 WILLOWCREST DR, OAK BROOK, IL 60523-2625
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 21, 2019	Deed of Trust, Mortgage · ARM FIRST BANK
Dec 5, 2022	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Nov 3, 2021	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Jul 20, 2021	Beneficiary Deed, Transfer
Aug 18, 2020	Warranty Deed, Transfer LAND TITLE GUARANTEE
Apr 26, 2019	Warranty Deed, Transfer · ARM FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Nov 3, 2021 · Amount on Record
Deed Document Number	20241331021
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	421 RAINBOW DR UNIT 18, 18, SILVERTHORNE, CO 80498-5543
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001198737
Date	May 21, 2019
Instrument	1198737

Lender

Name	FIRST BANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	9.5%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Dec 5, 2022
Property Address	421 RAINBOW DR UNIT 18, 18, SILVERTHORNE, CO 80498-5543
Document Number	0001301958
Map Reference	DOC 1151665
Instrument Date	Nov 30, 2022
Instrument	1301958
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 RAINBOW DR UNIT 8, 8, SILVERTHORNE, CO 80498-5543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14230 TIMBEREDGE LN, COLORADO SPRINGS, CO 80921-2956

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Nov 3, 2021
Property Address	421 RAINBOW DR UNIT 18, 18, SILVERTHORNE, CO 80498-5543
Document Number	0001274849
Map Reference	DOC 1156433
Instrument Date	Nov 1, 2021
Instrument	1274849
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 RAINBOW DR UNIT 18, 18, SILVERTHORNE, CO 80498-5543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	891 14TH ST UNIT 2902, 2902, DENVER, CO 80202-3275

Mortgage

Document Number	0001274850
Date	Nov 3, 2021
Instrument	1274850

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	SUMMIT CO
Recording Date	Jul 20, 2021
Property Address	421 RAINBOW DR UNIT 18, 18, SILVERTHORNE, CO 80498-5543
Document Number	0001265071
Map Reference	DOC 1151666
Instrument Date	Jul 19, 2021
Instrument	1265071
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1578, SILVERTHORNE, CO 80498-1578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 FRANKLIN ST, KINGSTON, NY 12401-5001

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Aug 18, 2020
Property Address	421 RAINBOW DR UNIT 18, 18, SILVERTHORNE, CO 80498-5543
Document Number	0001232535
Map Reference	DOC 1151666
Instrument Date	Aug 14, 2020
Instrument	1232535
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 RAINBOW DR UNIT 8, 8, SILVERTHORNE, CO 80498-5543

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4070 PRESERVE PKWY N, GREENWOOD VILLAGE, CO 80121-3922

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Apr 26, 2019
Property Address	421 RAINBOW DR UNIT 18, 18, SILVERTHORNE, CO 80498-5543
Document Number	0001196285
Map Reference	DOC 11516666
Instrument Date	Apr 19, 2019
Instrument	1196285
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 766, FRISCO, CO 80443-0766

Mortgage

Document Number	0001196287
Date	Apr 26, 2019
Instrument	1196287

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Municipality	Silverthorne Town
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,978.00 (-2%)	$77,948 (-0.68%) Building $77,948	$1,146,300 (-2.14%) Building $1,146,300
2024	$4,059.00 (-4.27%)	$78,484 (-)
2023	$4,240.00 (+53.29%)	$78,484 (+62.11%)	$1,171,400 (+68.16%) Building $1,171,400
2022	$2,766.00	$48,414	$696,600 Building $696,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	63 units insured incl. 54 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Verizon.

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