Branch County property record for 421 Race St, Coldwater, MI 49036
| Property Type | General Industrial |
|---|---|
| Details | 3 bd · 1 ba · built 2008 |
| Lot Size | 10.3 acres (450,846 sqft) |
| Owner | Company Name on File |
| Last Sale | $900,000 (Nov 2015) |
| Tax Bill | $17,005 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit Jan 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-627-00 |
| Primary APN | 304-000-000-627-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Lot Area | 450,846 sqft (10.3 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 421 RACE ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-2119 |
| Property Category | Industrial |
| Property Type | Industrial > General Industrial |
| Legal Description | ALL THAT PART OF LOTS 3 4 & 5 BUTTERS INDUSTRIAL ACRES NO 1 IN SE 1/4 SEC 20 T6S R6W DESC AS FOL COM AT NE COR LOT 3 BUTTERS |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 20 |
| Legal Subdivision | BUTTERS INDUSTRIALS ACRES #1 |
| Legal Lot Number | 3-5 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 951600 |
Source: Branch County records · APN 304-000-000-627-00
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1700 W BIG BEAVER RD, 150, TROY, MI 48084-3550 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 17, 2020 | Deed of Trust, Mortgage · Line of Credit CHARTER GROWTH CAPITAL FUND LP |
| Jan 16, 2020 | Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK OF MICHIGAN |
| Oct 19, 2017 | Deed of Trust, Mortgage · Construction Mortgage INDEPENDENT BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 12, 2015 · Amount on Record |
| Deed Sale | Nov 12, 2015 · Amount on Record |
| Prior Sale | Apr 23, 2009 · Amount on Record |
| Deed Document Number | 20157106 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 421 RACE ST, COLDWATER, MI 49036-2119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000334 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 2020-00334 |
| Name | CHARTER GROWTH CAPITAL FUND LP |
|---|---|
| Type | Non-Lending Institution |
| Address | GRAND RAPIDS, MI 49503 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 421 RACE ST, COLDWATER, MI 49036-2119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000304 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 2020-00304 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 421 RACE ST, COLDWATER, MI 49036-2119 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | , 2017-07084 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 2017-07084 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48084 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,650 (-73.66%) | $235,300 (-73.66%) | |
| 2025 | $17,005.00 (+3.5%) | $446,600 | $893,200 |
| 2024 | $16,430.00 |
Source: FEMA National Flood Hazard Layer as of April 19, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Spectrum, Verizon.
Based on FCC filings for 20 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLDWATER serves 13,822 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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