421 Purcell Rd, Homer, GA 30547 Property Records

Banks County property record for 421 Purcell Rd, Homer, GA 30547

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,012 sqft · built 2010
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Sep 2021)
Tax Bill	$3,028 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B61 048A`

Property Details

APN / Parcel Number

Primary APN	`B61 048A`
Alternative APN	`8411`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,012 sqft Heated Area
1st Floor Area	2,012 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2018
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Mixed
Garage Area	1,200 sqft
Carport	Carport
Carport Area	624 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	352 sqft
Storage Building	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	8411
Street Address	421 PURCELL RD
City	HOMER
State	GA
Zip	30547-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB 28-86
Legal Subdivision	SPARKS JASON P SURV
Jurisdiction	BANKS GA
Township / Civil Division	HOMER
Census Block Group	2
Census Block	2042
Census Tract	970200

Owner

Source: Banks County records · APN B61 048A

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	421 PURCELL RD, HOMER, GA 30547-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Closed-End Mortgage NORTHEAST GEORGIA BANK
Jan 30, 2020	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 22, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Prior Sale	Feb 01, 2007 · Amount on Record
Deed Document Number	0000513869
Deed Book / Page	513 / 869
Record Updated	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	421 PURCELL RD, HOMER, GA 30547-2127
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 PURCELL RD, HOMER, GA 30547-2127

Mortgage

Document Number	0000000546/0000000633
Date	Jul 14, 2023
Book Page	0000000546/0000000633

Lender

Name	NORTHEAST GEORGIA BANK

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jan 01, 2029

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	421 PURCELL RD, HOMER, GA 30547-2127
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 PURCELL RD, HOMER, GA 30547-2127

Mortgage

Document Number	0000000477/0000000226
Date	Jan 30, 2020
Book Page	0000000477/0000000226

Lender

Name	REGIONS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	421 PURCELL RD, HOMER, GA 30547-2127
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 PURCELL RD, HOMER, GA 30547-2127

Mortgage

Document Number	0000000469/0000000290
Date	Aug 20, 2019
Book Page	0000000469/0000000290

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2034

September 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Sep 22, 2021
Property Address	421 PURCELL RD, HOMER, GA 30547-2127
Document Number	000513/869
Book / Page	513 / 869
Instrument Date	Sep 22, 2021
Instrument	2021-001015
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 PURCELL RD, HOMER, GA 30547-2127

Mortgage

Document Number	0000000513/0000000871
Date	Oct 06, 2021
Book Page	0000000513/0000000871

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,028.00 (-2.04%) Homeowner's exemption	$167,364 (+5.31%) Land $47,300 Building $120,064	$418,409 (+5.31%) Land $118,250 Building $300,159
2024	$3,091.00 (+4.25%) Homeowner's exemption	$158,918 (+9.09%) Land $43,000 Building $115,918	$397,294 (+9.09%) Land $107,500 Building $289,794
2023	$2,965.00 (+36.26%)	$145,673 (+40.61%) Land $40,000 Building $105,673	$364,183 (+40.61%) Land $100,000 Building $264,183
2022	$2,176.00	$103,602 Land $32,822 Building $70,780	$259,007 Land $82,056 Building $176,951

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 17, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Uniti Group DSL	25 / 3

May also be available: T-Mobile USA.

Based on FCC filings for 4 locations within half a mile of this property.

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