Okaloosa County property record for 421 Primrose Cir, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,693 sqft · built 1985 |
| Lot Size | 0.248 acres (10,808 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Feb 2021) |
| Tax Bill | $3,593 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-8083-0 |
| Primary APN | C56-000-589-8083-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,693 sqft Living Area |
| Gross Area | 2,349 sqft |
| 1st Floor Area | 1,693 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 10,808 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 270 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 386 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 421 PRIMROSE CIR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF MANOR 1ST ADD LOT 7 BLK D |
| Legal Subdivision | GULF MANOR 1ST ADD |
| Legal Block | D |
| Legal Lot Number | 7 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 23306 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 PRIMROSE CIR, DESTIN, FL 32541-2233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2021 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Jul 14, 2017 | Warranty Deed, Transfer · FHA Mortgage ENDEAVOR AMERICA LOAN SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2021 · Amount on Record |
| Deed Sale | Feb 4, 2021 · Amount on Record |
| Prior Sale | Jul 14, 2017 · Amount on Record |
| Deed Document Number | 20213427460 |
| Deed Book / Page | 3523 / 1709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 4, 2021 |
| Property Address | 421 PRIMROSE CIR, DESTIN, FL 32541-2233 |
| Document Number | 0035231709 |
| Book / Page | 3523 / 1709 |
| Map Reference | MB 8 PG 9 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 3427460 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 360 SAILFISH DR, 360, DESTIN, FL 32541-2247 |
| Name | Verified Name |
|---|---|
| Address | 210 W HOLLYWOOD BLVD, MARY ESTHER, FL 32569-7705 |
| Document Number | 0035231711 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 3523/1711 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 14, 2017 |
| Property Address | 421 PRIMROSE CIR, DESTIN, FL 32541-2233 |
| Document Number | 0033082513 |
| Book / Page | 003308 / 002513 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 3147500 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 421 PRIMROSE CIR DESTIN FL 325412233, DESTIN, FL 32541-2233 |
| Document Number | 33082515 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | 003308/002515 |
| Instrument | 3147501 |
| Name | ENDEAVOR AMERICA LOAN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2047 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,593.00 (+5.71%) Homeowner's exemption | $342,472 (+5.99%) | $354,731 (+5.09%) Land $130,626 Building $224,105 |
| 2023 | $3,399.00 (+2.47%) Homeowner's exemption | $323,126 (+3%) | $337,559 (+7.6%) Land $113,136 Building $224,423 |
| 2022 | $3,317.00 Homeowner's exemption | $313,715 Land $102,851 Building $210,864 | $313,715 Land $102,851 Building $210,864 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 units insured incl. 60 condo units |
| Nearby Flood Claims | 95 (1994–2020) |
| Claims Outside the SFHA | 64 of 95 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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