421 Porta Rosa Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 421 Porta Rosa Cir, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,079 sqft · built 2015
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jun 2022)
Tax Bill	$8,594 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028685-5380`

Property Details

APN / Parcel Number

Primary APN	`028685-5380`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,079 sqft Living Area
Gross Area	2,499 sqft
1st Floor Area	2,079 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	226 sqft
Patio Area	1,041 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	421 PORTA ROSA CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-4763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57/94-109 MURABELLA UNIT 3 LOT 538 OR5582/1364
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 3
Legal Block	1
Legal Lot Number	538
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1010
Census Tract	20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 13, 2019	Warranty Deed, Transfer · VA Mortgage CME LNDG GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Aug 13, 2019 · Amount on Record
Deed Document Number	202261651
Deed Book / Page	5582 / 1364
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 21, 2022
Property Address	421 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4763
Document Number	0055821364
Book / Page	5582 / 1364
Map Reference	MB 57 PG 94-109
Instrument Date	Jun 20, 2022
Instrument	2022061651
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 PURITAN PL, STAFFORD, VA 22554-7632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4763

Mortgage

Document Number	0055821366
Date	Jun 21, 2022
Instrument	5582/1366

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 13, 2019
Property Address	421 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4763
Document Number	0047761622
Book / Page	004776 / 001622
Instrument Date	Aug 8, 2019
Instrument	59211
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	OLDE TOWNE TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,918.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 PORTA ROSA CIR ST AUGUSTINE FL 320924763, ST AUGUSTINE, FL 32092-4763

Mortgage

Document Number	47761624
Date	Aug 13, 2019
Book Page	004776/001624
Instrument	59212

Lender

Name	CME LNDG GROUP LLC
Address	CHESTERTON, IN 46304

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,022 (-6.3%) Land $110,000 Building $276,022	$386,022 (-6.3%) Land $110,000 Building $276,022
2025	$8,594.00 (+5.88%) Homeowner's exemption	$411,960 (-0.96%)	$411,960 (-1.41%) Land $110,000 Building $301,960
2024	$8,117.00 (+4.33%) Homeowner's exemption	$415,933 (+4.24%)	$417,842 (+4.72%) Land $105,000 Building $312,842
2023	$7,780.00 (+35.82%) Homeowner's exemption	$399,013 (+63.86%)	$399,013 (+9.27%) Land $89,600 Building $309,413
2022	$5,728.00 Homeowner's exemption	$243,502	$365,155 Land $89,600 Building $275,555

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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