Madison County property record for 421 Plumtree Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,240 sqft |
| Owner | 2 Individual Names on Record |
| Last Sale | $123,000 (Sep 2015) |
| Tax Bill | $1,819 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-0001-0049 |
| Primary APN | 0073-0001-0049 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,240 sqft Living Area |
| Architectural Style | Split Level |
|---|---|
| Exterior Material | Brick |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 51105 |
|---|---|
| Street Address | 421 PLUMTREE DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORELAND ESTS LOT 49 |
| Legal Subdivision | MORELAND EST |
| Legal Block | 2 |
| Legal Lot Number | 49 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1097 |
| Census Tract | 11202 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 PLUMTREE DR, BEREA, KY 40403-9129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBERS HERITAGE FCU |
| Jul 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE SUPPLIERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2015 · Amount on Record |
| Deed Sale | Sep 18, 2015 · Amount on Record |
| Deed Document Number | 0000721503 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 421 PLUMTREE DR, BEREA, KY 40403-9129 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2267/331 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | M2267/331 |
| Instrument | 2014174420 |
| Name | MEMBERS HERITAGE FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40511 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 25, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 421 PLUMTREE DR, BEREA, KY 40403-9129 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Title Company | TITLE SUPPLIERS |
| Name | Verified Name |
|---|
| Document Number | M01874/402 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | M01874/402 |
| Instrument | 2013995401 |
| Name | MORTGAGE SUPPLIERS INC |
|---|---|
| Type | Mortgage Company |
| Address | WINCHESTER, KY 40391 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,819.00 (-2.83%) Additional exemption filed | $193,000 (-) | $193,000 (-) |
| 2023 | $1,872.00 | $193,000 | $193,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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