421 Place Saint Charles, Covington, LA 70433 Property Records

St. Tammany Parish property record for 421 Place Saint Charles, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	1,986 sqft · built 2006
Owner	Individual Name on File
Last Sale	$265,000 (Apr 2013)
Tax Bill	$3,000 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jun 2020 Mortgage
APN	`103-806-1610`

Property Details

APN / Parcel Number

Primary APN	`103-806-1610`
Alternative APN	`2616`

Interior

Building Area	1,986 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Garage Area	441 sqft
Carport	Carport
Carport Area	130 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	103-806-1610
Street Address	421 PLACE SAINT CHARLES
City	COVINGTON
State	LA
Zip	70433-8115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 156 NORMANDY OAKS PH 1 INST NO 925200 INST NO 1473465 INST NO 1506615 INST NO 1729803 INST NO 1897993
Legal Subdivision	NORMANDY OAKS
Legal Phase	1
Legal Lot Number	156
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2029
Census Tract	40401

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	421 PLACE SAINT CHARLES, COVINGTON, LA 70433-8115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage XPLORE FCU
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage XPLORE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2013 · Amount on File
Deed Sale	Apr 29, 2013 · Amount on File
Prior Sale	Jun 17, 2009 · Amount on File
Deed Document Number	1897993
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	421 PLACE SAINT CHARLES, COVINGTON, LA 70433-8115
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002072505
Date	Aug 2, 2017
Instrument	2072505

Lender

Name	XPLORE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 27, 2032

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	421 PLACE SAINT CHARLES, COVINGTON, LA 70433-8115
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMEIRCAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002210143
Date	Jun 12, 2020
Instrument	2210143

Lender

Name	XPLORE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,000.00 (-0.5%) Homeowner's exemption	$31,732 (+2.3%) Land $6,000 Building $25,732	$317,320 (+2.3%) Land $60,000 Building $257,320
2024	$3,015.00 (+18.19%) Homeowner's exemption	$31,019 (+19.18%) Land $6,000 Building $25,019	$310,186 (+19.18%) Land $60,000 Building $250,186
2023	$2,551.00 Homeowner's exemption	$26,026 (-) Land $6,000 Building $20,026	$260,260 (-) Land $60,000 Building $200,260
2022	$2,551.00 Homeowner's exemption	$26,026 Land $6,000 Building $20,026	$260,260 Land $60,000 Building $200,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 534 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	534 in force
Nearby Flood Claims	15 (2005–2024)
Claims Outside the SFHA	7 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 57% of Louisiana
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, REV.

Nearby Properties on Place Saint Charles

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures