421 Philo St, New Windsor, NY 12553 Property Records

Orange County and New Windsor Town property record for 421 Philo St, New Windsor, NY 12553

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,882 sqft · built 1973
Lot Size	0.431 acres (18,755 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Apr 2000)
Tax Bill	$8,902 (2024)
Deeds & Mortgages	Mar 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`334800 73-1-12`

Property Details

APN / Parcel Number

Primary APN	`334800 73-1-12`
Alternative APNs	`480007300000010120000000` `73-1-12`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,882 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	18,755 sqft (0.431 acres)
Lot Dimensions	155 ft deep x 121 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	516 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	73-1-12
Street Address	421 PHILO ST
City	NEW WINDSOR
State	NY
Zip	12553-6131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LT 12 BLK C WOODWIND
Legal Subdivision	WOODWIND
Legal Block	1
Legal Lot Number	12.00
Jurisdiction	ORANGE NY
Township / Civil Division	NEW WINDSOR
Census Block Group	1
Census Block	1001
Census Tract	12601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Windsor Cantonment listed 1972 · 1 contributing resources · NRIS 72000898

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

421 Philo St is owned and occupied by an individual who acquired it in February 2003.

Source: Orange County and New Windsor Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	421 PHILO ST, NEW WINDSOR, NY 12553-6131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2000 · Amount on File
Deed Sale	Apr 28, 2000 · Amount on File
Deed Book / Page	5286 / 77
Last Transfer Date	Feb 3, 2003
Transfer Doc	1109000190
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	421 PHILO ST, NEW WINDSOR, NY 12553-6131
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021105
Date	Mar 30, 2023
Book Page	15400/842
Instrument	20230021105

Lender

Name	WALDEN FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

Source: Orange County and New Windsor Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	New Windsor Town
Unified School District	Newburgh City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,100 Land $10,800 Building $28,300	$399,800
2024	$8,902.00
2023		$39,100 (-) Land $10,800 Building $28,300	$356,100 (+15.02%) Land $98,360 Building $257,740
2022		$39,100 Land $10,800 Building $28,300	$309,600 Land $85,516 Building $224,084

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Philo St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Philo St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW WINDSOR CONSOLIDATED WD serves 25,667 people · EPA ID NY3503580
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20