Delaware County and Colchester Town property record for 421 Peterson Dr, Roscoe, NY 12776
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.3 acres (230,868 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $502,500 (Apr 2022) |
| Tax Bill | $1,746 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Sep 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122400 409.-3-27 |
| Primary APN | 122400 409.-3-27 |
|---|---|
| Alternative APN |
|
| Lot Area | 230,868 sqft (5.3 acres) |
|---|
| Street Address | 421 PETERSON DR |
|---|---|
| City | ROSCOE |
| State | NY |
| Zip | 12776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 & 15 LOT 27 |
| Legal Block | 3 |
| Legal Lot Number | 27.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | COLCHESTER |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 971300 |
421 Peterson Dr is owned by two individuals who bought it in April 2022.
Source: Delaware County and Colchester Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 510 E 14TH ST, 604, NEW YORK, NY 10009-3738 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2022 | Deed, Transfer · Stand-Alone First Mortgage FINANCE AMERICA LLC |
| Sep 9, 2019 | Deed, Transfer |
| Sep 9, 2019 | Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2022 · Amount on File |
| Deed Sale | Apr 22, 2022 · Amount on File |
| Prior Sale | Sep 9, 2019 · Amount on File |
| Deed Document Number | 20223179 |
| Deed Book / Page | 1709 / 224 |
| Prior Transfer Date | Sep 5, 2019 |
| Prior Transfer Doc | 001605/116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Apr 22, 2022 |
| Property Address | 421 PETERSON DR, ROSCOE, NY 12776 |
| Document Number | 001709/224 |
| Book / Page | 1709 / 224 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 3179 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 510 E 14TH ST APT 604, 604, NEW YORK, NY 10009-3738 |
| Document Number | 0000003180 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 3180 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Sep 9, 2019 |
| Property Address | 421 PETERSON DR, ROSCOE, NY 12776 |
| Document Number | 001605/116 |
| Book / Page | 1605 / 116 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 7160 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 W 25TH ST APT 2RW, 2RW, NEW YORK, NY 10001-6517 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Sep 9, 2019 |
| Property Address | 421 PETERSON DR, ROSCOE, NY 12776 |
| Document Number | 001605/111 |
| Book / Page | 1605 / 111 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 7158 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 W 25TH ST APT 2RW, 2RW, NEW YORK, NY 10001-6517 |
| Document Number | 002197/218 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 2197/218 |
| Instrument | 7159 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2026 property tax bill for 421 Peterson Dr was $1,746, up 175% from the year before.
Source: Delaware County and Colchester Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Colchester Town |
| Unified School District | Roscoe Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,746.00 (+174.96%) | ||
| 2025 | $635.00 | $2,100 Land $600 Building $1,500 | $52,500 Land $15,000 Building $37,500 |
| 2023 | $2,100 Land $600 Building $1,500 | $52,500 Land $15,000 Building $37,500 | |
| 2020 | $1,719.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 421 Peterson Dr in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 55 (1978–2017) |
| Claims Outside the SFHA | 23 of 55 |
| Most Recent Claim | May 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Peterson Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MTC Cable Fiber | 1,000 / 1,000 |
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