St. Johns County property record for 421 Pescado Dr, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,493 sqft · built 2019 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $590,000 (Feb 2021) |
| Tax Bill | $11,255 (2025) |
| Deeds & Mortgages | Sep 2023 Construction Loan Dec 2025 Second Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 073431-1540 |
| Primary APN | 073431-1540 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,493 sqft Living Area |
| Gross Area | 3,157 sqft |
| 1st Floor Area | 2,493 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 664 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 220 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 322 sqft |
| Patio Area | 710 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 421 PESCADO DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-1649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 64/15-24 MADEIRA AT ST AUGUSTINE PHASE 1B LOT 154 OR5176/1365 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 54 |
| Legal Subdivision | MADEIRA AT ST AUGUSTINE PHASE 1B |
| Legal Phase | 1B |
| Legal Block | 1 |
| Legal Lot Number | 154 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 20606 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 PESCADO DR, SAINT AUGUSTINE, FL 32095-1649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| Dec 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Feb 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jun 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GLOBAL EQUITY FIN |
| Feb 4, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage TIAA FSB |
| Jun 22, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2021 · Amount on Record |
| Deed Sale | Feb 10, 2021 · Amount on Record |
| Prior Sale | Feb 4, 2019 · Amount on Record |
| Deed Document Number | 202115335 |
| Deed Book / Page | 5176 / 1365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 421 PESCADO DR, SAINT AUGUSTINE, FL 32095-1649 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 421 PESCADO DR, SAINT AUGUSTINE, FL 32095-1649 |
| Document Number | 0058311672 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 5831/1672 |
| Instrument | 2023076304 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 421 PESCADO DR, SAINT AUGUSTINE, FL 32095-1649 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 421 PESCADO DR, ST AUGUSTINE, FL 32095-1649 |
| Document Number | 0062750824 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 6275/824 |
| Instrument | 2025102425 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 10, 2021 |
| Property Address | 421 PESCADO DR, SAINT AUGUSTINE, FL 32095-1649 |
| Document Number | 0051761365 |
| Book / Page | 5176 / 1365 |
| Map Reference | MB 64 PG 15-24 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 2021015335 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | VILLAGE SQUARE BOULEVARD, TALLAHASSEE, FL 32309 |
| Name | Verified Name |
|---|---|
| Address | 421 PESCADO DR, SAINT AUGUSTINE, FL 32095-1649 |
| Document Number | 0051761367 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 5176/1367 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 421 PESCADO DR, SAINT AUGUSTINE, FL 32095-1649 |
| Document Number | 0047481262 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 421 PESCADO DR ST AUGUSTINE FL 320951649, ST AUGUSTINE, FL 32095-1649 |
| Document Number | 0047481262 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 004748/001262 |
| Instrument | 45610 |
| Name | GLOBAL EQUITY FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 4, 2019 |
| Property Address | 421 PESCADO DR, SAINT AUGUSTINE, FL 32095-1649 |
| Document Number | 0046751132 |
| Book / Page | 004675 / 001132 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 7624 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | SEA GLASS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,872.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 421 PESCADO DR ST AUGUSTINE FL 32095, ST AUGUSTINE, FL 32095 |
| Document Number | 46751134 |
|---|---|
| Date | Feb 4, 2019 |
| Book Page | 004675/001134 |
| Instrument | 7625 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 3, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 22, 2018 |
| Property Address | 421 PESCADO DR, SAINT AUGUSTINE, FL 32095-1649 |
| Document Number | 0045671682 |
| Book / Page | 004567 / 001682 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 44102 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,570.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 600369 JACKSONVILLE FL 322600369, JACKSONVILLE, FL 32260-0369 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583,557 (+2.7%) | $629,439 (-0.68%) Land $150,000 Building $479,439 | |
| 2025 | $11,255.00 (+7.43%) Homeowner's exemption | $568,215 (+2.9%) | $633,754 (-1.43%) Land $150,000 Building $483,754 |
| 2024 | $10,477.00 (+2.68%) Homeowner's exemption | $552,201 (+3%) | $642,943 (+5.6%) Land $150,000 Building $492,943 |
| 2023 | $10,204.00 (+5.21%) Homeowner's exemption | $536,117 (+3%) | $608,836 (+16.97%) Land $115,000 Building $493,836 |
| 2022 | $9,699.00 Homeowner's exemption | $520,502 | $520,502 Land $112,000 Building $408,502 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 252 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 350 units insured incl. 98 condo units |
| Nearby Flood Claims | 17 (2012–2024) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures